Banque du Caire has announced a vacancy for an Area Head – Corporate Banking Mid Cap in Minya Governorate, within its mid-cap corporate banking sector. The role will lead credit activities in the area, deliver growth and profitability targets and strengthen the quality of the credit portfolio, in line with the bank's policies, risk management standards and regulatory instructions.

Duties and responsibilities

  • Execute the mid-cap corporate banking sector's strategy and business plans within the assigned area, translate sector objectives into operational targets for the teams, and monitor performance against approved plans.

  • Lead and supervise the area's mid-cap corporate banking team heads, providing the guidance and support needed to meet business, profitability, portfolio growth and service quality targets.

  • Monitor the performance and quality of the area's credit portfolio, including portfolio growth rates and profitability.

  • Support business development by identifying potential opportunities, target sectors and prospective clients, in line with the bank's and the sector's strategy and acceptable risk levels.

  • Oversee client acquisition, retention and relationship management, ensuring effective coverage of existing and prospective clients and promoting suitable cross-selling opportunities.

  • Review and follow up on credit proposals, periodic client reviews, financial and market analyses and credit facility structures, to ensure sound credit assessment, identify risks and comply with approved policies and authorities.

  • Track market developments, economic conditions, sectors and regulatory legislation that may affect clients or the quality of the credit portfolio, escalating significant developments and making appropriate recommendations to the sector head.

  • Coordinate with risk, credit, operations, branches, product management and other relevant departments to meet client needs, resolve obstacles and support the timely execution of approved transactions.

  • Monitor regional targets, portfolio performance, client activity and current and expected business opportunities, and prepare periodic reports, forecasts and updates for the head of the mid-cap corporate banking sector.

  • Ensure that mid-cap corporate banking activities in the area comply with the bank's policies, credit standards, internal controls, delegated authorities and relevant regulatory instructions and requirements.

  • Manage and develop the performance of the area's team heads by setting objectives, reviewing results and identifying development needs, and provide guidance and support to raise team efficiency, build qualified talent and ensure business continuity.

Requirements and qualifications

  • A bachelor's degree in accounting, business administration or a related field.

  • Between 12 and 14 years of banking experience, including at least 8 years in credit.

  • Completion of a Credit Course is essential.

  • An Advanced Credit Course is a plus.

  • A Chartered Financial Analyst (CFA) qualification, a Master of Business Administration (MBA) or a doctorate (PhD) is a plus.

For more details and to apply for the job, click here