Banks operating in Egypt's banking market are competing to offer the highest-paying savings accounts with monthly interest, aiming to attract more customers looking for savings options that generate a regular return. This comes as the market awaits the meeting of the Central Bank of Egypt's (CBE) Monetary Policy Committee, scheduled for 29 October 2026. Savings accounts on the local market vary in interest rates, minimum opening balances and balance tiers, giving customers several options to choose the account that best suits their savings needs, amid growing competition among banks to attract liquidity and expand their customer base.

In this report, Banky presents the highest-paying savings accounts with monthly interest at Egyptian banks ahead of the CBE Monetary Policy Committee meeting, which will decide the fate of deposit and lending rates.

1. Fusion Savings Account from Kuwait Finance House (KFH) Egypt

  • Minimum: EGP 5,000.

  • Payout frequency: monthly.

  • Interest rate: 7.50% to 18.25%.

2. Premium Monthly-Interest Savings Account from Emirates NBD Egypt

  • Minimum: EGP 1 million.

  • Payout frequency: monthly.

  • Interest rate: 14.50% to 18.25%.

3. E-Golden Saving account from Arab African International Bank (AAIB)

  • Minimum: EGP 500,000.

  • Payout frequency: monthly.

  • Interest rate: 13.75% to 18%.

4. Flexi Save account from SAIB

  • Minimum: EGP 20,000.

  • Payout frequency: monthly.

  • Interest rate: 13.5% to 18%.

5. Monthly Savings Plus Account from Bank NXT

  • Minimum: EGP 5,000.

  • Payout frequency: monthly.

  • Interest rate: 13% to 18%.

6. Mashreq Neo Savings Account from Mashreq Bank

  • Minimum: no minimum.

  • Payout frequency: monthly.

  • Interest rate: up to 18%

7. Mega Savings Account from Banque du Caire

  • Minimum: EGP 5,000.

  • Payout frequency: monthly.

  • Interest rate: 11% to 18%.

8. Infinity Savings Account from Suez Canal Bank

  • Minimum: EGP 10,000

  • Payout frequency: monthly.

  • Interest rate: 18%

9. Super Savings Account from Egyptian Gulf Bank (EG Bank)

  • Minimum: EGP 250,000

  • Payout frequency: monthly.

  • Interest rate: 16% to 17.75%

10. MID Prime account from MIDBANK

  • Minimum: EGP 5,000

  • Payout frequency: monthly.

  • Interest rate: 11% to 17.75%.