Bank ABC Egypt offers the Visa Signature credit card, which gives customers a world of privileges tailored to their lifestyle, including exclusive benefits, reward points and special experiences when shopping and travelling. The card also comes with a range of banking services that give cardholders greater flexibility in making purchases and managing their payments.

Features of the Bank ABC Visa Signature Credit Card

Bank ABC has set out a range of features and services for its credit cards, including:

  • Credit limit: The Visa Signature card's credit limit ranges from EGP 150,000 to EGP 1.5 million.

  • Grace period: Up to 53 days interest-free on purchases, subject to the bank's terms.

  • Rewards programme: Automatic enrolment in the ABC Rewards Plus+ programme, which lets customers earn reward points when they use the card.

  • Offers and discounts: Access to offers and discounts at a range of retailers, hotels and restaurants.

  • Purchases and cash withdrawals: The card can be used for purchases and cash withdrawals in Egypt and abroad, within the set limits and rules.

  • Balance transfer: Outstanding balances on other banks' credit cards can be transferred to a Bank ABC card, with a balance transfer service free of interest and fees for 3 months, subject to terms and conditions.

  • Installment programmes: Access to purchase installment programmes, including an interest-free, fee-free plan, within the limits and conditions that apply to the Signature card.

  • Supplementary cards: Supplementary cards can be issued in line with the bank's rules.

  • SMS service: Alerts for purchase transactions, payments and the monthly statement.

Visa Signature Purchase Installment Programme

Bank ABC lets credit cardholders use its easy payment plan, which allows transactions to be repaid in equal monthly installments.

The installment programmes include:

  • Interest-free, fee-free installments: Terms from 3 to 12 months, with a maximum for the Signature card of 10% of the credit limit, capped at EGP 30,000.

  • Installments with fees: Terms from 3 to 24 months, with fees varying by installment term and transaction type.

Use of the installment programmes is subject to the service's terms and conditions, including a minimum transaction value and the rules for requesting installments.

Who Can Get the Visa Signature Card?

Under Bank ABC's published general terms for credit cards, Egyptian citizens and residents of Egypt can apply for the card, provided the applicant is at least 21 years old. Applications are subject to the bank's approval and to meeting the issuance requirements.