National Bank of Egypt (NBE) grew its loan portfolio by the end of 2025, driven by higher lending to both individuals and corporates, with corporates continuing to hold the largest share of the total. The data show total loans to individuals and corporates rose to EGP 4.832 trillion at the end of December 2025, from EGP 3.948 trillion at the end of December 2024, an increase of EGP 883.736 billion, or growth of 22.38% over the year.

The growth was driven by corporate loans, which rose to EGP 4.393 trillion at the end of December 2025 from about EGP 3.591 trillion at the end of December 2024, an increase of EGP 802.274 billion, or 22.34%.

Corporate loans accounted for about 90.93% of the bank's total loans at the end of 2025, reflecting corporates' continued hold on the largest share of the financing portfolio.

Retail loans, meanwhile, rose to EGP 438.370 billion at the end of December 2025 from EGP 356.908 billion at the end of December 2024, an increase of EGP 81.462 billion, or growth of 22.82% over the year. Individuals accounted for about 9.07% of the bank's total loans at the end of December 2025.

Banky's view:

NBE's end-2025 results show growth in its loan portfolio, with corporates continuing to account for the largest share of total financing.

At the same time, retail loans grew notably during the year, reflecting higher financing to this segment alongside the growth in corporate lending. This highlights the expansion of the overall credit portfolio in 2025, with corporates still representing the largest segment of the loan structure.