Total customer deposits at the National Bank of Egypt (NBE) rose to EGP 5.696 trillion at the end of December 2025, compared with EGP 4.963 trillion at the end of December 2024, an increase of EGP 733.744 billion and a growth rate of 14.8%.

Savings and deposit certificates made up the largest share of the deposit portfolio, reaching about EGP 3.276 trillion at the end of December 2025, compared with EGP 2.925 trillion at the end of December 2024. That is an increase of EGP 351.031 billion and a growth rate of 12%, giving certificates about 57.5% of the total portfolio.

Current accounts came second at EGP 1.526 trillion at the end of December 2025, compared with EGP 1.268 trillion at the end of December 2024, an increase of EGP 257.563 billion and a growth rate of 20.3%, making up about 26.8% of total customer deposits.

Savings deposits grew noticeably, reaching EGP 505.041 billion at the end of December 2025, compared with about EGP 358.949 billion at the end of December 2024, an increase of EGP 146.092 billion and a growth rate of 40.7%, accounting for about 8.9% of the total portfolio.

Time and notice deposits stood at EGP 389.352 billion at the end of December 2025, about 6.8% of total deposits, while other deposits amounted to EGP 703 million, about 0.01% of the total deposit portfolio.

These figures show that savings and deposit certificates continue to dominate NBE's deposit structure, alongside notable growth in current account and savings deposit balances. This diversifies the bank's funding sources, while certificates kept the largest share of the total portfolio at the end of 2025.