The United Bank offers a range of Visa credit cards, including Classic, Gold and Platinum cards, to meet different customer needs, along with a set of benefits and services that let cardholders carry out their financial transactions easily and securely.

Benefits common to all cards:

  • An interest-free grace period of up to 55 days on purchases.

  • Cash withdrawals of up to 100% of the credit limit.

  • A competitive monthly interest rate.

  • A notification message after every transaction, whether a cash withdrawal or a purchase.

  • Self-selected PIN.

  • A monthly account statement.

  • The Online Secure service from The United Bank for online payments.

  • A monthly reminder message of the payment due date.

  • The card can be used worldwide.

  • Contactless payment (Contactless) for your everyday purchases within the applicable limits.

  • The Cash on Call service: gives you 90% of your available credit limit, transferred to your personal account.

  • Multiple options for paying your credit card dues.

  • Reward points when you use the card for purchases.

Features exclusive to the Visa Platinum card:

  • A special credit limit for Diamond customers.

  • A distinctive selection of local and international offers on shopping, travel, fine dining and luxury.

  • Access to international medical and legal consultations, plus travel assistance services.

  • Airport lounge access: relax in more than 25 airport lounges worldwide free of charge, up to 6 times a year.

Card security and insurance:

  • Protection for products bought with the Visa Platinum card against loss, theft or accidental damage.

  • Extended warranty on goods bought with the card.

  • Multi-trip travel insurance: use The United Bank Visa credit card to pay for your travel and insure your trip, for peace of mind whenever and wherever you travel. The insurance covers an unlimited number of trips throughout the year.

Installment service on conventional credit cards:

Service benefits:

  • A competitive debit interest rate on credit cards.

  • A full grace period of up to 55 days.

  • You can split transactions into installments over 3 to 36 months.

  • Installments must be requested in the same month the transaction is made.

  • Pay part or all of the installment amount by visiting your nearest branch.

  • There is no cap on the number of installment transactions, provided they do not exceed 90% of the card's credit limit.

Transaction types eligible for installments:

  • Purchases.

  • Cash on demand (Cash on Call): transfer a cash amount from the card to your personal account with no cash withdrawal fees.