Financial soundness indicators at the 5 largest banks in Egypt's banking sector, excluding the central bank, improved markedly by the end of the first half of 2026. The 5 largest banks' loan-to-deposit ratio rose to 73.9% of their deposits at the end of June 2026, compared with 70.6% at the end of December 2025. This points to more efficient use of resources and a measured balance between supporting credit growth and maintaining adequate liquidity.

According to the data, the ratio of non-performing loans to total loans fell to about 1.2% at the end of June 2026 from 1.4% at the end of December 2025, reflecting better credit portfolio quality, effective credit policies and efficient risk management systems at the major banks.

In the following infographic, Banky presents the key financial soundness indicators at the 5 largest banks in the first half of 2026.