Markets are awaiting the Central Bank of Egypt's Monetary Policy Committee meeting, scheduled for next Thursday, as customers follow interest rate moves and their potential impact on the returns offered on various banking products.

Current accounts with monthly interest are among the products that let customers earn a periodic return on their balances while still using the account for everyday banking transactions. Interest rates and minimum opening balances vary from bank to bank, depending on balance tiers and each product's terms.

Below, Banky lists the top 10 current accounts with monthly interest at banks, based on the announced interest rates for each account:

1. Tharwa account from Banque du Caire

  • Minimum: EGP 50,000.

  • Payout frequency: monthly.

  • Interest rate: from 13% to 16.25%.

2. Al Ghena Plus current account from Abu Dhabi Islamic Bank – Egypt (ADIB Egypt)

  • Minimum: EGP 250,000.

  • Payout frequency: monthly.

  • Profit rate: from 4.5% to 15%.

3. Golden current account from Suez Canal Bank

  • Minimum: EGP 100,000

  • Payout frequency: monthly.

  • Interest rate: from 10% to 15%.

4. Al Tharwa Plus current account from Abu Dhabi Islamic Bank – Egypt (ADIB Egypt)

  • Minimum: EGP 250,000.

  • Payout frequency: monthly.

  • Profit rate: from 7.75% to 14.75%.

5. Excellency Private daily account from Abu Dhabi Commercial Bank – Egypt (ADCB)

  • Minimum: EGP 10,000.

  • Payout frequency: monthly.

  • Interest rate: from 6.5% to 14.5%.

6. Al Ghena current account from Abu Dhabi Islamic Bank – Egypt (ADIB Egypt)

  • Minimum: EGP 250,000.

  • Payout frequency: monthly.

  • Profit rate: from 3.5% to 14%.

7. Conventional Star account from The United Bank

  • Minimum: EGP 100,000.

  • Payout frequency: monthly.

  • Interest rate: from 10.5% to 13.75%.

8. Interest-bearing current account for pensioners from Banque Misr

  • Minimum: EGP 1,000.

  • Payout frequency: monthly.

  • Interest rate: up to 13.75%.

9. Star interest-bearing current account from Industrial Development Bank

  • Minimum: EGP 5,000.

  • Payout frequency: monthly.

  • Interest rate: from 4.32% to 11.5%.

10. Al Safwa current account from Housing & Development Bank (HDB)

  • Minimum: EGP 100,000.

  • Payout frequency: monthly.

  • Interest rate: from 5% to 8%.