Requests for the i-Score credit report have drawn growing interest recently, particularly after an incident involving a finance company and an international school, in which a number of parents were surprised to find debts on their credit reports that they said they knew nothing about.

As digital services expand and citizens gain easier access to their credit data, the personal i-Score credit report can now be obtained online, allowing customers to see their credit position and review the obligations registered in their name.

What is the i-Score report?

The personal i-Score credit report contains data on an individual's credit history, including loans, facilities, credit cards and registered obligations, as well as their repayment record and credit score, which reflects how consistently the customer meets their financial obligations.

The report is especially useful in helping individuals monitor their credit position and verify that the data and obligations recorded against them are accurate.

How do you get your i-Score report online?

Citizens can request the i-Score credit report online through the Digital Egypt platform, either on its website or via the Digital Egypt mobile app.

Users log in to the platform, select the credit report service and follow the steps to complete the request and receive the report electronically. The report is available for 15 days.

Once issued, the i-Score credit report remains available to the user online for 15 days from the date of issue and can be viewed during that period at no extra charge.

Why should you review your i-Score report?

Reviewing your credit report regularly helps you know the financial obligations registered in your name, track your repayment record and credit score, and spot any unexpected data or debts so you can deal with them in good time.

The service also promotes transparency in credit dealings, raises financial awareness and supports the state's push towards financial inclusion, digital transformation and easier, safer access to financial services for citizens.

If you find any unfamiliar obligation or debt on your i-Score report, you are advised not to stop at checking your credit score, but to identify the entity that registered the data and take the necessary steps to dispute or correct it if there is an error.