Commercial International Bank (CIB)'s standalone financial statements, issued by the bank for the first half of 2026, show strong growth in its credit card portfolio during the first half of the year. The portfolio rose to EGP 20.743 billion at the end of June 2026, compared with EGP 18.234 billion at the end of December 2025, an increase of EGP 2.509 billion and a growth rate of 13.8%.

The performance comes amid the continued expansion of retail banking services and growing reliance on electronic payments and installment programs, which is boosting the credit card portfolio and its role in supporting the bank's revenue.

Across other retail lending indicators, personal loans rose to EGP 70.603 billion at the end of June 2026, compared with EGP 62.989 billion at the end of 2025, an increase of EGP 7.614 billion or 12.1%. Personal loans continue to account for the largest share of the retail lending portfolio.

Mortgage loans also climbed to EGP 9.334 billion from EGP 7.976 billion, an increase of EGP 1.358 billion and a growth rate of about 17%.

According to the data, total retail loans and facilities rose to EGP 103.359 billion at the end of June 2026, compared with EGP 92.277 billion at the end of 2025, an increase of EGP 11.082 billion and a growth rate of about 12% during the first half of the year.