Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
World Elite Credit Card 
Egbank - Remove World Elite Mastercard Credit Card Emirates NBD
- Remove
FAB World Elite Mastercard Credit Card FABMISR
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance FAB World Elite Mastercard Credit Card 67.46% vs 79.38% at World Elite Mastercard Credit Card
If you carry a balance
Biggest differences
- Over-limit fee ×2
- Late payment fee EGP 100 apart
- Effective annual rate (APR) 11.92 pts apart
All specifications
| Specs | World Elite Credit Card Egbank | World Elite Mastercard Credit Card Emirates NBD | FAB World Elite Mastercard Credit Card FABMISR |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | World Elite | World Elite | World Elite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 250,000 – EGP 2,000,000 | EGP 300,000 – EGP 5,000,000 | EGP 5,000 – EGP 750,000 |
| Purchase limit abroad (POS) | EGP 10,000 | — | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 250 Best | — | EGP 100 |
| Monthly intl. online limit (from Egypt) | — | — | EGP 30,000 |
| Effective annual rate (APR) | 74.52% (4.75% /mo) | 79.38% (4.99% /mo) | 67.46% (4.39% /mo) Best |
| Nominal APR | 57% | 59.88% | 52.68% Best |
| Installment interest | — | — | 4.39% |
| Grace period | 57 days Best | 57 days Best | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 300 | EGP 200 Best | EGP 250 |
| Over-limit fee | EGP 300 | EGP 150 Best | EGP 200 |
| Supplementary card fee/yr | EGP 4,000 (first 2 free) | EGP 4,000 | EGP 8,000 |
| Foreign txn fee | 3% | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 74.52% (4.75% /mo) | — | 67.46% (4.39% /mo) Best |
| Cash advance APR (nominal) | 57% | — | 52.68% Best |
| Domestic cash advance fee | EGP 150 | 4% (min EGP 50) | 8% (min EGP 80) |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 60) | 10% (min EGP 100) |
| Lounge access | No | Yes | Yes |
| Installments | No | No | Yes |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | Yes |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | Points Plus | نقاط الأهلي للمكافات |
| Points per EGP | — | 4 Best | 1 |
| Signup bonus | — | — | نقطة لكل جنيه |
| Free lounge visits/yr | — | — | 10 |
| Installment months | — | — | 60 |
| Min age | 21 | 21 | 21 |
| Max age | — | 65 | 65 |
| Approved employer | No | No | No |