World Elite Credit Card

Egbank · Credit cards · Egyptian Pound · 2.5 · Saturday 24 October 2026 - 06:09 PM

The World Elite Credit Card offers flexible payments, secure local and international shopping, rewards, and exclusive Mastercard travel benefits.

Annual fee: EGP 8,000
Rewards: Rewards points
Effective APR: 74.52%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want the most cashback

Annual fee EGP 8,000
Effective APR 74.52% Above the median of 9 World Elite cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 8,000 a year — no interest.

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 250,000 – EGP 2,000,000
Purchase limit abroad (POS): EGP 10,000
Cash withdrawal limit abroad: EGP 250

Interest & fees

Effective annual rate (APR): 74.52% (4.75% /mo)
Nominal APR: 57%
Grace period: 57 days
Annual fee: EGP 8,000
Fee waivable: No
Issuance fee: EGP 8,000
Late payment fee: EGP 300
Over-limit fee: EGP 300
Supplementary card fee/yr: EGP 4,000 (first 2 free)
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 74.52% (4.75% /mo)
Cash advance APR (nominal): 57%
Domestic cash advance fee: EGP 150
Cash advance fee abroad: EGP 100

Rewards & benefits

Rewards points

Detailed benefits

Shopping 1

مكافآت على كل مشترياتك اكسب نقاط مكافآت مع كل عملية شراء باستخدام بطاقة وورلد إيليت الائتمانية، واستبدل نقاطك باسترداد نقدي أو قسائم شراء إلكترونية أو حجوزات الفنادق والطيران.

Lifestyle 1

تسوق إلكتروني بأمان تسوق عبر الإنترنت بثقة وأمان باستخدام بطاقة وورلد إيليت الائتمانية، مع حماية إضافية من خلال كلمة مرور آمنة تُستخدم لمرة واحدة عند إجراء المعاملات الإلكترونية.

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: National ID CopyPassport CopyRecent Salary CertificateSalary Slip (Last 3 Months)Commercial RegisterRecent Utility Bill

Do the maths

World Elite Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.5

2.5 Banky rating

Pros

Enjoy easy and secure contactless payments.
Shop online securely using a one-time password (OTP).

Cons

Interest rates are relatively high.

Our take

The World Elite Credit Card offers a premium banking experience that combines flexible repayment options, convenient local and international shopping, secure online transactions, and a rewarding loyalty program. Cardholders can earn points on their purchases and redeem them for cashback, hotel and flight bookings, or e-vouchers, while enjoying exclusive Mastercard travel benefits designed to enhance their everyday spending and travel experiences.

The World Elite Credit Card offers flexible payments, secure local and international shopping, rewards, and exclusive Mastercard travel benefits.

Compare

Alternatives at a glance
World Elite Credit Card Egbank This one	World Elite Mastercard Credit Card Emirates NBD	FAB World Elite Mastercard Credit Card FABMISR	World Elite Credit Card BANQUE MISR
Annual fee
EGP 8,000	EGP 8,000	EGP 8,000	EGP 8,000
Rewards
Rewards points	Rewards points	Rewards points	Rewards points
Effective APR
74.52%	79.38%	67.46%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 24 October 2026 - 06:54 PM