Active offer 0% installments

FAB World Elite Mastercard Credit Card

FABMISR · Credit cards · Egyptian Pound · 4.0 · Monday 20 July 2026 - 01:30 PM

The ultimate card for business professionals and frequent travelers, offering prestige and benefits that exceed its value.

Annual fee: EGP 8,000
Rewards: Rewards points
Effective APR: 67.46%

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Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want the most cashback

Annual fee EGP 8,000
Effective APR 67.46% Above the median of 9 World Elite cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 8,000 a year — no interest.

What's good

Interest-free instalments

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 5,000 – EGP 750,000
Purchase limit abroad (POS): EGP 10,000
Cash withdrawal limit abroad: EGP 100
Monthly intl. online limit (from Egypt): EGP 30,000

Interest & fees

Effective annual rate (APR): 67.46% (4.39% /mo)
Nominal APR: 52.68%
Installment interest: 4.39%
Grace period: 55 days
Annual fee: EGP 8,000
Fee waivable: No
Issuance fee: EGP 8,000
Late payment fee: EGP 250
Over-limit fee: EGP 200
Supplementary card fee/yr: EGP 8,000
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 67.46% (4.39% /mo)
Cash advance APR (nominal): 52.68%
Domestic cash advance fee: 8% (min EGP 80)
Cash advance limit: Up to 100% of the credit limit in cash
Cash advance fee abroad: 10% (min EGP 100)

Rewards & benefits

Lounge access · 10/yr Installments · up to 60 mo Travel insurance Purchase protection

Rewards program: نقاط الأهلي للمكافات
Points per EGP: 1
Signup bonus: نقطة لكل جنيه

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedFreelancer
Accepted professions: any profession
Accepted security types: Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
Required documents: National ID CopyPassport CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)Bank Statement (Last 6 Months)Tax CardCommercial RegisterRecent Utility Bill

Do the maths

FAB World Elite Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

The card offers attractive credit limits of up to EGP 750,000, providing complete financial freedom for major purchases and international transactions.
Premium Concierge Services: Access to a 24/7 global VIP lifestyle concierge service (World Business Concierge) to assist with luxury travel planning, restaurant reservations, and exclusive events.
Complimentary access for you and one guest to over 1,000 airport lounges worldwide.
Immediate upgrade to DISCOVERY Black-level membership with the Global Hotel Alliance (GHA), including complimentary room upgrades and early check-in/late check-out.
A free night's stay at participating Marriott Bonvoy hotels in the Middle East and Africa (upon booking specific nights), and a free third night at Oberoi hotels.
Discounts of up to 15% at Hertz and 25% at Avis for car rentals, and price reductions on flight tickets via Cleartrip.
Comprehensive insurance against lost luggage or flight delays, accident coverage for rental cars, and rapid issuance of travel insurance letters for visa requirements (Schengen and others).
Automatic enrollment in the FABMISR Rewards loyalty program to earn and redeem points at a wide network of merchants.
A 20% discount on Careem rides, exclusive offers at nine shopping villages in Europe, and a 100% refund on the cost of a three-month Jumia Prime subscription.
"Credit Shield" protection covering the outstanding balance up to EGP 750,000 in the event of death.

Cons

As with other cards, if the full outstanding balance is not paid and only the minimum payment (5%) is made, interest and profit rates will apply to the remaining amounts.

Our take

The ultimate card for business professionals and frequent travelers, offering prestige and benefits that exceed its value.

Compare

Alternatives at a glance
FAB World Elite Mastercard Credit Card FABMISR This one	World Elite Credit Card Egbank	World Elite Credit Card BANQUE MISR	AAIB World Elite Mastercard Credit Card Arab African International Bank
Annual fee
EGP 8,000	EGP 8,000	EGP 8,000	EGP 6,000
Rewards
Rewards points	Rewards points	Rewards points	Rewards points
Effective APR
67.46%	74.52%	60.1%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Tuesday 27 October 2026 - 11:33 AM