Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
CIB Classic Cashback Mastercard Credit Card 
CIB Egypt - Remove
FAB Classic Mastercard Credit Card FABMISR - Remove QNB Classic Visa Credit Card
QNB EGYPT
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance QNB Classic Visa Credit Card 66.69% vs 69.59% at CIB Classic Cashback Mastercard Credit Card
- For cashback CIB Classic Cashback Mastercard Credit Card 25% vs 0% at FAB Classic Mastercard Credit Card & QNB Classic Visa Credit Card
- For travel CIB Classic Cashback Mastercard Credit Card & QNB Classic Visa Credit Card EGP 500,000 vs EGP 2,500 at FAB Classic Mastercard Credit Card
- Lowest annual fee FAB Classic Mastercard Credit Card EGP 250 vs EGP 3,000 at QNB Classic Visa Credit Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×200
- Cash withdrawal limit abroad ×40
- Annual fee ×12
- Domestic cash advance fee 4 pts apart
All specifications
| Specs | CIB Classic Cashback Mastercard Credit Card CIB Egypt | FAB Classic Mastercard Credit Card FABMISR | QNB Classic Visa Credit Card QNB EGYPT |
|---|---|---|---|
| Network | Mastercard | Mastercard | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | — | EGP 3,000 – EGP 4,999 | EGP 70,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 2,500 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 4,000 Best | EGP 100 | EGP 3,000 |
| Monthly intl. online limit (from Egypt) | EGP 200,000 Best | EGP 30,000 | — |
| Effective annual rate (APR) | 69.59% (4.5% /mo) | 67.46% (4.39% /mo) | 66.69% (4.35% /mo) Best |
| Nominal APR | 54% | 52.68% | 52.2% Best |
| Installment interest | — | 4.39% | — |
| Grace period | 40 days | 55 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 600 | EGP 250 Best | EGP 3,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 600 | EGP 250 Best | EGP 3,000 |
| Late payment fee | EGP 150 Best | EGP 250 | EGP 150 Best |
| Over-limit fee | EGP 150 Best | EGP 200 | EGP 150 Best |
| Supplementary card fee/yr | EGP 0 | EGP 250 (first 4 free) | EGP 2,100 |
| Foreign txn fee | 3% | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 67.46% (4.39% /mo) | — |
| Cash advance APR (nominal) | — | 52.68% | — |
| Domestic cash advance fee | 4% (min EGP 40) Best | 8% (min EGP 80) | 4% (min EGP 50) Best |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 20) | 10% (min EGP 100) | 6% Best |
| Lounge access | No | No | No |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | Yes | No |
| Cashback | Yes | No | No |
| Cashback rate | 25% | — | — |
| Rewards points | No | Yes | Yes |
| Rewards program | — | مكافآت أبوظبي الأول | — |
| Points per EGP | — | 1 | — |
| Signup bonus | مكافأة ترحيبية تصل إلى 2,000 جنيه رصيد talabat | نقطة لكل جنيه | — |
| Installment months | — | 36 | — |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 65 |
| Approved employer | No | No | No |