Active offer 0% installments
FAB Classic Mastercard Credit Card
An introductory card and an excellent gateway to building a good credit report (I-Score).
- Annual fee
- EGP 250
- Rewards
- Rewards points
- Effective APR
- 67.46%
3 live offers on this card Zero Interest Installment 3
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want the most cashback
- Annual fee EGP 250
- Effective APR 67.46% Above the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 250 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
- Credit limit
- EGP 3,000 – EGP 4,999
- Purchase limit abroad (POS)
- EGP 2,500
- Cash withdrawal limit abroad
- EGP 100
- Monthly intl. online limit (from Egypt)
- EGP 30,000
Interest & fees
- Effective annual rate (APR)
- 67.46% (4.39% /mo)
- Nominal APR
- 52.68%
- Installment interest
- 4.39%
- Grace period
- 55 days
- Annual fee
- EGP 250
- Fee waivable
- No
- Issuance fee
- EGP 250
- Late payment fee
- EGP 250
- Over-limit fee
- EGP 200
- Supplementary card fee/yr
- EGP 250 (first 4 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 67.46% (4.39% /mo)
- Cash advance APR (nominal)
- 52.68%
- Domestic cash advance fee
- 8% (min EGP 80)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 10% (min EGP 100)
Domestic
Abroad
Rewards & benefits
Installments · up to 36 mo Purchase protection
- Rewards program
- مكافآت أبوظبي الأول
- Points per EGP
- 1
- Signup bonus
- نقطة لكل جنيه
- المرونة المالية احصل على برنامج إيزي كاش حتى 50٪ من حدك الائتماني باستخدام بطاقتك الائتمانية وسددها على أقساط تصل إلى 60 شهرًا مع خدمة تحويل الرصيد ، يمكنك الآن تسوية المبالغ المستحقة مع البنوك الأخرى باستخدام بطاقتك الائتمانية وسداد المبلغ على أقساط على مدى 36 شهرًا، واستمتع بأسعار تنافسية حد أدنى للسداد 5% من رصيد كشف الحساب الشهري
- الأمان والراحة تنبيهات فورية عبر الرسائل النصية القصيرة عند إجراء معاملات السحب الخاصة بك تسوق عبر الإنترنت بأمان حيث أن البطاقة مدعومة بخدمة 3D Secure. سيُطلب منك إدخال كلمة المرور لمرة واحدة (OTP) التي يتم إرسالها إلى رقم هاتفك المحمول المسجل عند إجراء معاملة تجارية عبر الإنترنت سهولة سداد مدفوعات بطاقتك الائتمانية من خلال أي من ماكينات الصراف الآلي التابعة لبنك أبوظبي الأول مصر، أو السداد من خلال حسابك لدى بنك أبوظبي الأول مصر عبر خدمات بنك أبوظبي الأول مصر عبر الإنترنت أو الخدمات المصرفية عبر الهاتف المحمول أو من خلال منافذ فوري
- بطاقات اضافية مجانية احصل على ما يصل إلى أربع بطاقات ائتمان إضافية مجانية
- مكافآت بنك أبوظبي الأول مصر استمتع ببرنامج الولاء"مكافآت بنك أبوظبي الأول مصر"
Detailed benefits
Other 2
Lifestyle 1
Cash 1
Eligibility
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
- Required documents
- Bank Statement (Last 3 Months)Passport CopyCommercial RegisterTax Card
Eligibility criteria
| Min supplementary age | 16 |
| Nationality | both |
Do the maths
Our take
Pros
- The card allows you to convert your purchases into affordable monthly installments of up to 60 months at competitive interest rates.
- You can obtain immediate cash liquidity of up to 50% of your credit limit through the "Easy Cash" program, with the option to repay in installments over 60 months; additionally, you can withdraw up to 100% of your credit limit in cash from any ATM, subject to a maximum daily limit of EGP 20,000.
- Option to issue up to 4 additional credit cards free of charge for immediate family members.
- You can use the "Balance Transfer" feature to settle outstanding amounts owed to other banks using the card and repay them in installments over a period of up to 36 months.
- Loyalty Program: The card grants you access to the "FABMISR Rewards" program, allowing you to earn points on every purchase and redeem them later.
- State-of-the-art security features: The card supports contactless payment technology for quick transactions, alongside digital security for online shopping via 3D Secure, One-Time Password (OTP) verification, and instant SMS alerts.
Cons
- The credit limit for the Classic card alone ranges from EGP 3,000 to EGP 4,999—a very low limit compared to current market requirements.
- Absence of luxury travel perks: It is a basic, standard card; consequently, it does not offer the holder complimentary airport lounge access or travel insurance.
- Although it is possible to withdraw the entire credit limit as cash, such transactions are always subject to withdrawal fees and high, immediate interest charges calculated from the day of the withdrawal.
Our take
The FABMISR Classic Card is an "entry-level card and an excellent gateway to building a solid credit report (I-Score)," but it is not the card to rely on for major purchases or a lifestyle involving extensive travel and shopping.
An introductory card and an excellent gateway to building a good credit report (I-Score).
Compare
| FAB Classic Mastercard Credit Card FABMISR This one |  FAB Classic Mastercard Credit Card FABMISR | QNB Classic Visa Credit Card QNB EGYPT |  بطاقة ماستركاردة الذهبية الائتمانية banque du caire |
|---|---|---|---|
| Annual fee | |||
| EGP 250 | EGP 450 | EGP 3,000 | EGP 300 |
| Rewards | |||
| Rewards points | 7% cashback | Rewards points | Rewards points |
| Effective APR | |||
| 67.46% | 67.46% | 66.69% | 65.73% |
Added Thursday 02 July 2026 - 01:55 AM Updated Tuesday 27 October 2026 - 11:33 AM