QNB Classic Visa Credit Card

QNB EGYPT · Credit cards · Egyptian Pound · 4.5 · Wednesday 05 August 2026 - 01:56 PM

Annual fee: EGP 3,000
Rewards: Rewards points
Effective APR: 66.69%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Not for you if

I pay my card off in full
- Annual fee higher than average
I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want a card that is easy to get
- Minimum credit limit higher than average
I want the most cashback

Annual fee EGP 3,000 Above the median of 36 Classic cards (EGP 250)
Effective APR 66.69% Above the median of 35 Classic cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Credit limit: EGP 70,000 – EGP 200,000
Purchase limit abroad (POS): EGP 500,000
Cash withdrawal limit abroad: EGP 3,000

Interest & fees

Effective annual rate (APR): 66.69% (4.35% /mo)
Nominal APR: 52.2%
Grace period: 57 days
Annual fee: EGP 3,000
Fee waivable: No
Issuance fee: EGP 3,000
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 2,100
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 50)
Cash advance fee abroad: 6%

Rewards & benefits

Installments Rewards points

Detailed benefits

Shopping 3

احصل علي عدد 2.5 نقطة مقابل كل 1 جنيه تنفقه على المشتريات و 1 نقطة إضافية للأنفاق الدولي باستخدام بطاقتك ال… احصل علي عدد 2.5 نقطة مقابل كل 1 جنيه تنفقه على المشتريات و 1 نقطة إضافية للأنفاق الدولي باستخدام بطاقتك الائتمانية
قسط مشترياتك من خلال برامجنا المتعددة لتقسيط المشتريات لمدة تصل إلى 36 شهر
تخفيضات وعروض حصرية لدى مجموعة كبيرة من التجار

Insurance 2

إدارة مخاطر تعمل على حماية البطاقة 24/7
بدءاً من الثاني من يناير 2025، تم إضافة برنامج تأمين الدخل المستمر خصيصا لحاملي بطاقات سيغنتشر الائتمانية ا… بدءاً من الثاني من يناير 2025، تم إضافة برنامج تأمين الدخل المستمر خصيصا لحاملي بطاقات سيغنتشر الائتمانية الجدد

Lifestyle 3

سعر فائدة تنافسي على الرصيد المستحق4.35%
حرية اختيار تسوية الرصيد المستحق شهرياً تبدأ من 5% إلى 100%
برنامج النقاط والمكافئات: اشترى أكثر... جمع نقاط أكثر

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitaryFreelancerPensionerSelf-Employed
Accepted professions: any profession
Required documents: Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill

Do the maths

QNB Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

Credit limit from EGP 70,000 to EGP 200,000.
Earn 2.5 points per EGP plus bonus points on international spending.
Includes life insurance and education expenses insurance benefits.

Cons

high annual fee
Some insurance benefits require enrollment or eligibility.
Fewer exclusive privileges than the Infinite card.

Our take

The QNB Visa Signature Credit Card is designed for high-spending customers, combining enhanced rewards, premium insurance benefits, flexible repayment options, and valuable lifestyle features.

Compare

Alternatives at a glance
QNB Classic Visa Credit Card QNB EGYPT This one	QNB Classic Visa Credit Card QNB EGYPT	FAB Classic Mastercard Credit Card FABMISR	بطاقة ماستركاردة الذهبية الائتمانية banque du caire
Annual fee
EGP 3,000	EGP 3,000	EGP 250	EGP 300
Rewards
Rewards points	Rewards points	Rewards points	Rewards points
Effective APR
66.69%	66.69%	67.46%	65.73%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Tuesday 27 October 2026 - 01:49 PM

Min supplementary age	15
Nationality	both