Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
AIB Infinite Visa Credit Card 
ARAB INTERNATIONAL BANK - Remove
Visa Infinite Privilege card MID BANK - Remove Visa Infinite Private BANQUE MISR
No product wins everything — the right one depends on your need.
Best for…
- For travel Visa Infinite Privilege card EGP 600,000 vs EGP 200,000 at Visa Infinite Private
- Lowest annual fee Visa Infinite Private EGP 0 vs EGP 6,000 at Visa Infinite Privilege card
If you carry a balance
Biggest differences
- Annual fee EGP 6,000 apart
- Cash withdrawal limit abroad ×6
- Purchase limit abroad (POS) ×3
- Late payment fee ×3
All specifications
| Specs | AIB Infinite Visa Credit Card ARAB INTERNATIONAL BANK | Visa Infinite Privilege card MID BANK | Visa Infinite Private BANQUE MISR |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Infinite | Infinite | Infinite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 500,000 – EGP 2,000,000 | EGP 1,500,000 – EGP 5,000,000 | Up to EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 | EGP 600,000 Best | EGP 200,000 |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 1,600 | EGP 6,000 |
| Monthly intl. online limit (from Egypt) | — | — | EGP 500,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% | 48% |
| Installment interest | — | 3% | — |
| Grace period | 56 days | 58 days Best | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 3,000 | EGP 6,000 | EGP 0 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 3,000 | EGP 6,000 | Free issuance Best |
| Late payment fee | EGP 200 | EGP 150 | EGP 75 Best |
| Over-limit fee | EGP 200 | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 2,000 | EGP 3,000 | EGP 1,000 (first 2 free) |
| Foreign txn fee | 5% | 3% Best | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% | 48% |
| Domestic cash advance fee | 4% (min EGP 50) | EGP 30 | 15% (min EGP 2) |
| Cash advance limit | — | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 5% (min EGP 50) | EGP 50 | 3% (min EGP 50) |
| Lounge access | Yes | Yes | Yes |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | Yes |
| Cashback | No | Yes | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | برنامج نقاط ميدبنك | — |
| Points per EGP | — | 4 Best | 3.5 |
| Free lounge visits/yr | 2 | — | — |
| Installment months | — | 36 | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | — | — |
| Approved employer | No | No | No |