AIB Infinite Visa Credit Card — ARAB INTERNATIONAL BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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AIB Infinite Visa Credit Card

AIB Infinite Visa Credit Card

Visa
ARAB INTERNATIONAL BANK · Credit cards · Egyptian Pound · 4.5 · Thursday 02 July 2026 - 01:52 PM
Annual fee
EGP 3,000
Rewards
Rewards points
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 3,000 Below the median of 13 Infinite cards (EGP 6,000)
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 500,000 – EGP 2,000,000
Purchase limit abroad (POS)
EGP 500,000
Cash withdrawal limit abroad
EGP 10,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 3,000
Fee waivable
No
Issuance fee
EGP 3,000
Late payment fee
EGP 200
Over-limit fee
EGP 200
Supplementary card fee/yr
EGP 2,000
Foreign txn fee
5%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
4% (min EGP 50)
Abroad
Cash advance fee abroad
5% (min EGP 50)

Rewards & benefits

Lounge access · 2/yr Rewards points
Detailed benefits
Travel 2
  • للمزيد من المعلومات حول مزايا و عروض فيزا إنفنيت يرجى زيارة Visa Middle East وذلك قبل سفركم للتعرف على العر… للمزيد من المعلومات حول مزايا و عروض فيزا إنفنيت يرجى زيارة Visa Middle East وذلك قبل سفركم للتعرف على العروض المتاحة
  • بمجرد استيفاء شرط أهلية الدخول، يتمتع حاملي بطاقات إنفينيت بزيارات مجانية غير محدودة للصالات لحامل البطاقة… بمجرد استيفاء شرط أهلية الدخول، يتمتع حاملي بطاقات إنفينيت بزيارات مجانية غير محدودة للصالات لحامل البطاقة + ضيف واحد
Lifestyle 1
  • سيتم تخصيص زيارتين مجانيتين لحاملي البطاقات في البداية للاستفادة منها (حامل البطاقة والضيف / ضيف واحد كحد أ… سيتم تخصيص زيارتين مجانيتين لحاملي البطاقات في البداية للاستفادة منها (حامل البطاقة والضيف / ضيف واحد كحد أقصى لكل زيارة) كل عام

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Required documents
National ID CopyBank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age15
Nationalityboth

Do the maths

AIB Infinite Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • High credit limit ranging from EGP 500,000 to EGP 2 million.
  • Grace a grace period of up to 56 days on purchases.
  • Benefit from Visa Infinite's global offers and benefits.
  • Access to over 1,200 airport lounges worldwide.
  • Two complimentary visits per year initially (for the cardholder and one guest).
  • An intelligent chip provides a high level of security against fraud.
  • Access offers via the Visa Companion app.

Our take

The Arab International Bank Visa Infinite card is one of the strongest credit cards designed for premium customers, especially frequent travelers who take advantage of airport benefits and global offers. However, the high issuance and renewal fees, along with the requirement to complete an international transaction to fully benefit from lounge access, reduce its appeal to some customers.

Compare

Alternatives at a glance
AIB Infinite Visa Credit Card AIB Infinite Visa Credit Card ARAB INTERNATIONAL BANK This oneVisa Infinite Privilege card Visa Infinite Privilege card MID BANK Visa Infinite Private BANQUE MISR AAIB Infinite Visa Credit Card AAIB Infinite Visa Credit Card Arab African International Bank
Annual fee
EGP 3,000 EGP 6,000 No fee EGP 1,000
Rewards
Rewards points Cashback Rewards points Rewards points
Effective APR
60.1% 60.1% 60.1% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Saturday 31 October 2026 - 01:28 PM