Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
Banque Misr Signature Visa Credit Card 
BANQUE MISR - Remove
ABC Classic Visa Credit Card bank abc - Remove
NBE Classic Visa Credit Card National Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance ABC Classic Visa Credit Card 26.82% vs 60.1% at Banque Misr Signature Visa Credit Card
- For cashback Banque Misr Signature Visa Credit Card 5% vs 0% at ABC Classic Visa Credit Card & NBE Classic Visa Credit Card
- For travel Banque Misr Signature Visa Credit Card & NBE Classic Visa Credit Card EGP 500,000 vs EGP 350,000 at ABC Classic Visa Credit Card
- Lowest annual fee Banque Misr Signature Visa Credit Card EGP 2,500 vs EGP 3,000 at ABC Classic Visa Credit Card & NBE Classic Visa Credit Card
If you carry a balance
Biggest differences
- Monthly intl. online limit (from Egypt) ×8
- Free lounge visits/yr 10 apart
- Cash advance fee abroad 9 pts apart
- Domestic cash advance fee 4 pts apart
All specifications
| Specs | Banque Misr Signature Visa Credit Card BANQUE MISR | ABC Classic Visa Credit Card bank abc | NBE Classic Visa Credit Card National Bank of Egypt |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 100,000 – EGP 300,000 | EGP 150,000 – EGP 1,500,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 350,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 6,000 | EGP 4,000 | EGP 11,250 Best |
| Monthly intl. online limit (from Egypt) | EGP 400,000 Best | EGP 150,000 | EGP 50,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Nominal APR | 48% | 24% Best | 42% |
| Installment interest | — | — | 95% |
| Grace period | 56 days | 53 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 2,500 Best | EGP 3,000 | EGP 3,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 2,500 Best | EGP 3,000 | EGP 3,000 |
| Late payment fee | EGP 75 Best | EGP 200 | EGP 75 Best |
| Over-limit fee | EGP 75 Best | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 500 | EGP 1,500 | EGP 1,000 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 26.82% (2% /mo) Best | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | 48% | 24% Best | 42% |
| Domestic cash advance fee | 2% (min EGP 15) Best | 6% (min EGP 100) | 2% (min EGP 20) Best |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 75% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 3% (min EGP 50) Best | 12% (min EGP 200) | 3% (min EGP 100) Best |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | Yes | Yes |
| Purchase protection | No | Yes | Yes |
| Cashback | Yes | No | No |
| Cashback rate | 5% | — | — |
| Rewards points | No | Yes | Yes |
| Rewards program | — | برنامج مكافآت ABC بلس+ | نقاط الأهلي للمكافات |
| Points per EGP | — | — | 1.75 |
| Points expiry | — | — | 12 mo |
| Signup bonus | — | — | نقطة لكل جنيه |
| Free lounge visits/yr | 12 Best | 2 | 12 Best |
| Installment months | 36 | 36 | 36 |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 60 |
| Approved employer | Yes | No | No |