NBE Classic Visa Credit Card
The National Bank of Egypt’s Visa Signature card offers a range of unique benefits, such as concierge services and medical and legal advice.
- Annual fee
- EGP 3,000
- Rewards
- Rewards points
- Effective APR
- 51.11%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 3,000 Above the median of 8 Signature cards (EGP 2,500)
- Effective APR 51.11% Below the median of 8 Signature cards (57.83%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 500,000
- Purchase limit abroad (POS)
- EGP 500,000
- Cash withdrawal limit abroad
- EGP 11,250
- Monthly intl. online limit (from Egypt)
- EGP 50,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 57 days
- Annual fee
- EGP 3,000
- Fee waivable
- No
- Issuance fee
- EGP 3,000
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 1,000
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- 2% (min EGP 20)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 1.75
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل جنيه
- ضمان اضافي الاستمتاع بضعف فترة الضمان على المشتريات لمدة تصل الي سنه عند الشراء وسداد كامل القيمة باستخدام البطاقة
- تأمين ضد السرقة تأمين عند فقدان او سرقة البطاقة والحماية من الاحتيال وسوء استخدام البطاقة من الغير مقدمة من هيئة فيزا
- برنامج نقاط الأهلي للمكافات الحصول على 1.75نقطة لكل جنيه يتم استخدامه في المشتريات
- مزايا اضافية الاستعلام عن جميع المزايا والعروض الحالية من خلال خدمة المساعد الآلي من فيزا (Visa Chatbot) عن طريق واتساب (WhatsApp) باللغتين العربية والإنجليزية.
- النصح الطبي خدمة النصح الطبي و القانوني حول العالم .
- خدمة Concierge تقديم خدمة Concierge والتي يمكن من خلالها الاستفادة بعديد من النصائح والترشيحات.
- دخول صالات المطارات تلزم شركة فيزا حاملي بطاقات فيزا سيغنتشر الائتمانية الصادرة في مصر بإتمام معاملة دولية كحد أدنى مرة سنوياً باستخدام بطاقاتهم للاستفادة بعدد 12 مرة من الدخول المجاني إلى صالات المطارات حول العالم
- التسوق الآمن التسوق الآمن، السريع والشخصي عن طريق الانترنت ببطاقات فيزا Signatureالبنك الأهلي المصري والتي توفر أكبر حماية وأمان من خلال خدمة الكود الآمن للشراء عبر الانترنت (OTP).
Eligibility
- Min age
- 21
- Max age
- 60
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentSelf-EmployedFreelancerMilitary
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
- Required documents
- National ID CopyPassport CopyBank Statement (Last 6 Months)Bank Statement (Last 3 Months)Recent Utility BillCommercial RegisterTax Card
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- The card offers you a very high credit limit of up to 500,000 EGP.
- Extended grace period: Up to 57 days on purchase transactions only.
- AlAhli Points Rewards Program: The card awards you 1.75 points for every pound spent on purchases.
- The card grants you 12 complimentary annual visits to airport lounges worldwide via the Visa Airport Companion app.
- Personal Concierge Service: Visa offers you a virtual assistant (Visa Chatbot) via WhatsApp.
- Comprehensive insurance against loss or damage for all card purchases for up to one year.
- Card theft insurance and protection against fraud and misuse.
Cons
- International Lounge Access Requirement: To enjoy the 12 annual airport lounge visits, the Visa card requires international transactions (made outside Egypt or online in a foreign currency) totaling at least 5 USD within the 90 days prior to using the service.
- High issuance and renewal fees: The issuance fee for the supplementary card is EGP 1,000.
Our take
If you are looking for a high spending limit (half a million EGP), a rapid point-earning rate (1.75 points), and the extended warranty and purchase protection services characteristic of Visa, this card is an excellent choice. For travelers, it offers a great balance with 12 annual visits; the activation requirement—making an international purchase of $5 within the three months prior to travel—is reasonable and easily met by frequent travelers. The National Bank of Egypt’s Visa Signature credit card is classified as a premium, high-end card, competing with the Mastercard World card by offering exceptional credit limits and benefits.
The National Bank of Egypt’s Visa Signature card offers a range of unique benefits, such as concierge services and medical and legal advice.
Compare
| NBE Classic Visa Credit Card National Bank of Egypt This one |  Visa Signature Credit Card SUEZ CANAL BANK |  VISA Signature MID BANK |  AAIB Signature Cashback Visa Credit Card Arab African International Bank |
|---|---|---|---|
| Annual fee | |||
| EGP 3,000 | EGP 3,000 | EGP 2,500 | EGP 1,500 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | 10% cashback |
| Effective APR | |||
| 51.11% | 55.55% | 60.1% | 60.1% |
Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 25 October 2026 - 09:30 PM