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| Specs | platinum credit card MID BANK | Platinum Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 50,000 – EGP 249,999 | Up to EGP 49,999 |
| Purchase limit abroad (POS) | EGP 250,000 Best | EGP 8,000 |
| Cash withdrawal limit abroad | EGP 1,600 Best | EGP 100 |
| Effective annual rate (APR) | 64.78% (4.25% /mo) | 63.27% (4.17% /mo) Best |
| Nominal APR | 51% | 50.04% Best |
| Installment interest | 3% | — |
| Grace period | 58 days Best | 52 days |
| First year free | No | No |
| Annual fee | EGP 600 Best | EGP 650 |
| Fee waivable | No | No |
| Issuance fee | EGP 600 | — |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 300 | EGP 300 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) Best | 68.04% (4.42% /mo) |
| Cash advance APR (nominal) | 51% Best | 53.04% |
| Domestic cash advance fee | EGP 30 | EGP 100 |
| Cash advance fee abroad | EGP 50 | EGP 150 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | Yes | Yes |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | No | Yes |
| Points per EGP | — | 1.5 |
| Installment months | 36 | 60 |
| Min age | 21 | 21 |
| Approved employer | No | No |