Platinum Mastercard Credit Card
The Mastercard Platinum Credit Card offers a high credit limit and a range of travel, insurance, and rewards benefits, with monthly interest rates of 4.17% on purchases and 4.42% on cash withdrawals.
- Annual fee
- EGP 650
- Rewards
- Rewards points
- Effective APR
- 63.27%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
- Effective APR 63.27% Above the median of 34 Platinum cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 650 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 49,999
- Purchase limit abroad (POS)
- EGP 8,000
- Cash withdrawal limit abroad
- EGP 100
Interest & fees
- Effective annual rate (APR)
- 63.27% (4.17% /mo)
- Nominal APR
- 50.04%
- Grace period
- 52 days
- Annual fee
- EGP 650
- Fee waivable
- No
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 300
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 68.04% (4.42% /mo)
- Cash advance APR (nominal)
- 53.04%
- Domestic cash advance fee
- EGP 100
- Cash advance fee abroad
- EGP 150
Rewards & benefits
- Points per EGP
- 1.5
- دخول صالات المطارات دخول مجاني إلى 25 صالة مطار دولية في 20 دولة بمنطقة الشرق الأوسط وبلاد الشام، من خلال تطبيق Mastercard Travel Pass.
- برنامج نقاط اكسترا احصل على 1.5 نقطة اكسترا مقابل كل جنيه يتم إنفاقه على المشتريات، مع إمكانية الحصول على 70,600 نقطة بقيمة 600 جنيه عند إنفاق 47,500 جنيه خلال أول أربعة أشهر من إصدار البطاقة.
- تقسيط المشتريات إمكانية تحويل مشتريات البطاقة الائتمانية إلى أقساط شهرية لمدة تصل إلى 60 شهرًا من خلال خدمة إيزي شوبينج، مع اختيار مدة التقسيط المناسبة عبر الاتصال بخدمة العملاء.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Life insurance coverage for the outstanding credit card balance of up to EGP 750,000
- Enjoy special rates on flight tickets, hotel bookings, and car rentals worldwide
Cons
- The monthly interest rate is relatively high, at 4.17% on purchases and 4.42% on cash withdrawals
Our take
The Mastercard Platinum Credit Card from Al Ahli Bank of Kuwait – Egypt is a suitable option for customers seeking a high credit limit of up to EGP 149,999, along with benefits such as complimentary airport lounge access, travel offers, purchase protection, Extra Rewards points, and purchase installment plans of up to 60 months. However, the monthly interest rates are 4.17% on purchases and 4.42% on cash withdrawals, which should be considered when evaluating the overall cost of using the card.
The Mastercard Platinum Credit Card offers a high credit limit and a range of travel, insurance, and rewards benefits, with monthly interest rates of 4.17% on purchases and 4.42% on cash withdrawals.
Compare
| Platinum Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt This one | Platinum Hunting Club Card Credit Agricole Egypt |  platinum credit card MID BANK |  Mastercard Platinum Credit Card banque du caire |
|---|---|---|---|
| Annual fee | |||
| EGP 650 | EGP 500 | EGP 600 | EGP 650 |
| Rewards | |||
| Rewards points | None | 5% cashback | Rewards points |
| Effective APR | |||
| 63.27% | 61.96% | 64.78% | 65.73% |
Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 24 October 2026 - 02:33 PM