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platinum credit card | Specs | platinum credit card MID BANK |
|---|---|
| Network | Visa |
| Tier | Platinum |
| Contactless | Yes |
| Apple Pay | No |
| Google Pay | No |
| Credit limit | EGP 50,000 – EGP 249,999 |
| Purchase limit abroad (POS) | EGP 250,000 |
| Cash withdrawal limit abroad | EGP 1,600 |
| Effective annual rate (APR) | 64.78% (4.25% /mo) |
| Nominal APR | 51% |
| Installment interest | 3% |
| Grace period | 58 days |
| First year free | No |
| Annual fee | EGP 600 |
| Fee waivable | No |
| Issuance fee | EGP 600 |
| Late payment fee | EGP 150 |
| Over-limit fee | EGP 150 |
| Supplementary card fee/yr | EGP 300 |
| Foreign txn fee | 3% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) |
| Cash advance APR (nominal) | 51% |
| Domestic cash advance fee | EGP 30 |
| Cash advance fee abroad | EGP 50 |
| Lounge access | Yes |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | Yes |
| Cashback | Yes |
| Cashback rate | 5% |
| Rewards points | No |
| Installment months | 36 |
| Min age | 21 |
| Approved employer | No |