2 products side by side
platinum credit card
Mastercard Platinum Credit Card No product wins everything — the right one depends on your need.
| Specs | platinum credit card MID BANK | Mastercard Platinum Credit Card banque du caire |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 50,000 – EGP 249,999 | EGP 50,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 250,000 | EGP 260,000 Best |
| Cash withdrawal limit abroad | EGP 1,600 | EGP 6,000 Best |
| Effective annual rate (APR) | 64.78% (4.25% /mo) Best | 65.73% (4.3% /mo) |
| Nominal APR | 51% Best | 51.6% |
| Installment interest | 3% | — |
| Grace period | 58 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 600 Best | EGP 650 |
| Fee waivable | No | No |
| Issuance fee | EGP 600 Best | EGP 650 |
| Late payment fee | EGP 150 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 300 | EGP 300 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) Best | 65.73% (4.3% /mo) |
| Cash advance APR (nominal) | 51% Best | 51.6% |
| Domestic cash advance fee | EGP 30 | EGP 50 |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | EGP 60 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | Yes | Yes |
| Cashback | Yes | No |
| Cashback rate | 5% | — |
| Rewards points | No | Yes |
| Rewards program | — | مكافآت بنك القاهرة |
| Points per EGP | — | 2.5 |
| Installment months | 36 | 36 |
| Min monthly income | — | EGP 5,000 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | Yes |