Mastercard Platinum Credit Card — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
  • 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
  • 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
  • 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
  • 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
  • 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
Mastercard Platinum Credit Card

Mastercard Platinum Credit Card

Mastercard
banque du caire · Credit cards · Egyptian Pound · 4.0 · Thursday 02 July 2026 - 02:01 PM

A premium credit card combining generous rewards, extensive travel privileges, and high credit limits, making it ideal for frequent travelers and high-spending customers.

Annual fee
EGP 650
Rewards
Rewards points
Effective APR
65.73%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want the most cashback
  • Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
  • Effective APR 65.73% Above the median of 34 Platinum cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 650 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 50,000 – EGP 200,000
Purchase limit abroad (POS)
EGP 260,000
Cash withdrawal limit abroad
EGP 6,000

Interest & fees

Effective annual rate (APR)
65.73% (4.3% /mo)
Nominal APR
51.6%
Grace period
55 days
Annual fee
EGP 650
Fee waivable
No
Issuance fee
EGP 650
Supplementary card fee/yr
EGP 300
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
65.73% (4.3% /mo)
Cash advance APR (nominal)
51.6%
Domestic
Domestic cash advance fee
EGP 50
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
EGP 60

Rewards & benefits

Lounge access Installments · up to 36 mo Travel insurance Purchase protection
Rewards program
مكافآت بنك القاهرة
Points per EGP
2.5
Detailed benefits
Shopping 1
  • الدفع بالخاصية اللاتلامسية البطاقة مزودة بخاصية Contactless حيث يمكن لحامل البطاقة إجراء معاملة بحد اقصى 600 جم (دون الحاجة إلى إدخال الرقم السري) والتي تعتبر وسيلة دفع سريعة.
Lifestyle 1
  • اصدار بطاقات إضافية التمتع بأصدار عدد5 بطاقات اضافية لأقارب الدرجة الأولى علما ان اول بطاقتين يصدروا مجانا.
Insurance 1
  • تأمين حياة مجاني تأمين حياة مجاني لسداد مديونية البطاقة في حالة الوفاة حتى 65 سنة.

Eligibility

Min monthly income
EGP 5,000
Min age
21
Max age
65
Approved employer
Yes
Accepted employment types
EmployedGovernmentSelf-EmployedFreelancerPensionerMilitary
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopyRecent Salary CertificateBank Statement (Last 3 Months)
Eligibility criteria
Min supplementary age18
Nationalityegyptian
Savings-securedNo

Do the maths

Mastercard Platinum Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Unlimited, complimentary access for you* to over 25 regional and international airport lounges.

Cons

  • Relatively high issuance costs

Our take

The Banque du Caire Mastercard Platinum Credit Card is a premium offering designed for high-spending customers, with credit limits ranging from EGP 50,000 to EGP 200,000. The card provides 2.5 reward points per purchase and a welcome bonus of 30,000 points upon activation and qualifying usage within the first three months, enhancing the overall value of card spending. It also delivers strong travel benefits, including unlimited complimentary access to more than 25 airport lounges worldwide, alongside up to 55 days of interest-free purchases, installment plans of up to 60 months, advanced security features, and free life insurance coverage.

A premium credit card combining generous rewards, extensive travel privileges, and high credit limits, making it ideal for frequent travelers and high-spending customers.

Compare

Alternatives at a glance
Mastercard Platinum Credit Card Mastercard Platinum Credit Card banque du caire This oneplatinum credit card platinum credit card MID BANK QNB Platinum Visa Credit Card QNB Platinum Visa Credit Card QNB EGYPT FAB Platinum Cashback Mastercard Credit Card FAB Platinum Cashback Mastercard Credit Card FABMISR
Annual fee
EGP 650 EGP 600 EGP 650 EGP 750
Rewards
Rewards points 5% cashback Rewards points 2% cashback
Effective APR
65.73% 64.78% 66.69% 67.46%
Compare with 3 similar credit cards

Added Wednesday 20 May 2026 - 02:04 PM Updated Monday 26 October 2026 - 02:05 PM