Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
- 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
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- 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
- 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
بطاقة ماستركاردة الذهبية الائتمانية 
banque du caire - Remove
classic credit card 
MID BANK - Remove QNB Classic Visa Credit Card QNB EGYPT
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance classic credit card 64.78% vs 66.69% at QNB Classic Visa Credit Card
- For travel QNB Classic Visa Credit Card EGP 500,000 vs EGP 100,000 at بطاقة ماستركاردة الذهبية الائتمانية
- Lowest annual fee classic credit card EGP 250 vs EGP 3,000 at QNB Classic Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee ×12
- Purchase limit abroad (POS) ×5
- Cash withdrawal limit abroad ×2
- Grace period 3 days apart
All specifications
| Specs | بطاقة ماستركاردة الذهبية الائتمانية banque du caire | classic credit card MID BANK | QNB Classic Visa Credit Card QNB EGYPT |
|---|---|---|---|
| Network | Mastercard | Visa | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 5,000 – EGP 9,999 | EGP 7,000 – EGP 14,999 | EGP 70,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 120,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 3,500 Best | EGP 1,600 | EGP 3,000 |
| Effective annual rate (APR) | 65.73% (4.3% /mo) | 64.78% (4.25% /mo) Best | 66.69% (4.35% /mo) |
| Nominal APR | 51.6% | 51% Best | 52.2% |
| Installment interest | — | 3% | — |
| Grace period | 55 days | 58 days Best | 57 days |
| First year free | No | No | No |
| Annual fee | EGP 300 | EGP 250 Best | EGP 3,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 300 | EGP 250 Best | EGP 3,000 |
| Late payment fee | — | EGP 150 | EGP 150 |
| Over-limit fee | — | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 150 (first 5 free) | EGP 125 | EGP 2,100 |
| Foreign txn fee | 3% | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 65.73% (4.3% /mo) | 64.78% (4.25% /mo) Best | — |
| Cash advance APR (nominal) | 51.6% | 51% Best | — |
| Domestic cash advance fee | — | EGP 30 | 4% (min EGP 50) |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | — | EGP 50 | 6% |
| Lounge access | No | No | No |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | برنامج نقاط ميدبنك | — |
| Points per EGP | 1 | 1 | — |
| Installment months | 60 | 36 | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | — | 65 |
| Approved employer | No | No | No |