classic credit card
The MIDBANK Classic Credit Card offers essential benefits for everyday use, with daily cash withdrawals of up to EGP 15,000, flexible payment and installment options, and global acceptance.
- Annual fee
- EGP 250
- Rewards
- Rewards points
- Effective APR
- 64.78%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee lower than average
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 250
- Effective APR 64.78% Above the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 250 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 7,000 – EGP 14,999
- Purchase limit abroad (POS)
- EGP 120,000
- Cash withdrawal limit abroad
- EGP 1,600
Interest & fees
- Effective annual rate (APR)
- 64.78% (4.25% /mo)
- Nominal APR
- 51%
- Installment interest
- 3%
- Grace period
- 58 days
- Annual fee
- EGP 250
- Fee waivable
- No
- Issuance fee
- EGP 250
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 125
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 64.78% (4.25% /mo)
- Cash advance APR (nominal)
- 51%
- Domestic cash advance fee
- EGP 30
- Cash advance fee abroad
- EGP 50
Rewards & benefits
- Rewards program
- برنامج نقاط ميدبنك
- Points per EGP
- 1
- قبول عالمي استخدام البطاقة لدى أكثر من 32 مليون منشأة ومتجر حول العالم.
- السحب النقدي عالميًا إمكانية السحب من أكثر من مليون ماكينة صراف آلي حول العالم.
- برنامج تقسيط المشتريات إمكانية تقسيط معاملات الشراء لمدة تتراوح من 6 إلى 36 شهرًا بأقساط شهرية متساوية وبعائد تنافسي.
- استرداد النقاط نقديًا استبدال النقاط نقديًا وفقًا لبرنامج مكافآت ميدبنك.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- Passport CopyNational ID Copy
Do the maths
Our take
Pros
- Up to 3 Supplementary Cards
- Use the Card for Local and International Purchases and Cash Withdrawals, with Repayment in Egyptian Pounds
Cons
- Relatively high monthly interest rate of 4.25%.
Our take
The MIDBANK Classic Credit Card is a practical option for everyday use, offering daily cash withdrawals of up to EGP 15,000, up to 58 days’ grace period, and flexible payment options. It also provides local and international usage, secure online shopping, Contactless payments, and installment and rewards programs.
The MIDBANK Classic Credit Card offers essential benefits for everyday use, with daily cash withdrawals of up to EGP 15,000, flexible payment and installment options, and global acceptance.
Compare
| classic credit card MID BANK This one |  بطاقة ماستركاردة الذهبية الائتمانية banque du caire | QNB Classic Visa Credit Card QNB EGYPT |  FAB Classic Mastercard Credit Card FABMISR |
|---|---|---|---|
| Annual fee | |||
| EGP 250 | EGP 300 | EGP 3,000 | EGP 250 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 64.78% | 65.73% | 66.69% | 67.46% |
Added Wednesday 01 July 2026 - 05:17 PM Updated Saturday 24 October 2026 - 02:20 PM