Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
platinum credit card 
Al Baraka Bank Egypt - Remove
Platinum Cashback Card Abu Dhabi Islamic Bank Egypt - Remove
ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance platinum credit card 69.59% vs 79.38% at Platinum Cashback Card & ADIB Platinum Islamic Mastercard Credit Card
- For cashback Platinum Cashback Card & ADIB Platinum Islamic Mastercard Credit Card 2% vs 0% at platinum credit card
- For travel platinum credit card EGP 35,000 vs EGP 4,000 at Platinum Cashback Card
- Lowest annual fee platinum credit card EGP 650 vs EGP 900 at Platinum Cashback Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 5,000 apart
- Purchase limit abroad (POS) ×9
- Annual fee EGP 250 apart
- Effective annual rate (APR) 9.79 pts apart
All specifications
| Specs | platinum credit card Al Baraka Bank Egypt | Platinum Cashback Card Abu Dhabi Islamic Bank Egypt | ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 30,000 – EGP 99,999 | Up to EGP 2,000,000 | EGP 50,000 – EGP 100,000 |
| Purchase limit abroad (POS) | EGP 35,000 Best | EGP 4,000 | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 5,000 Best | EGP 0 | EGP 100 |
| Monthly intl. online limit (from Egypt) | — | EGP 2,000,000 | EGP 2,000,000 |
| Effective annual rate (APR) | 69.59% (4.5% /mo) Best | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Nominal APR | 54% Best | 59.88% | 59.88% |
| Installment interest | — | — | 95% |
| Grace period | 55 days | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 650 Best | EGP 900 | EGP 800 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 650 Best | EGP 900 | EGP 800 |
| Late payment fee | — | EGP 125 | EGP 125 |
| Over-limit fee | — | EGP 125 | EGP 125 |
| Supplementary card fee/yr | EGP 400 | EGP 900 | EGP 800 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 69.59% (4.5% /mo) Best | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Cash advance APR (nominal) | 54% Best | 59.88% | 59.88% |
| Domestic cash advance fee | EGP 60 | 10% (min EGP 100) | 10% (min EGP 100) |
| Cash advance limit | — | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 100) | 10% (min EGP 100) |
| Lounge access | Yes | Yes | No |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | Yes | Yes |
| Purchase protection | No | Yes | Yes |
| Cashback | No | Yes | Yes |
| Cashback rate | — | 2% | 2% |
| Rewards points | No | No | Yes |
| Rewards program | — | — | برنامج المكافآت |
| Points per EGP | — | — | 2 |
| Signup bonus | — | — | نقطة لكل 10 جنيه |
| Installment months | — | 36 | 36 |
| Min age | 21 | 21 | 21 |
| Max age | — | 65 | 65 |
| Approved employer | No | No | No |