Platinum Cashback Card — Abu Dhabi Islamic Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Islamic 0% installments
Platinum Cashback Card

Platinum Cashback Card

Mastercard
Abu Dhabi Islamic Bank Egypt · Credit cards · Islamic · Egyptian Pound · 4.5 · Monday 26 October 2026 - 02:15 AM

2% cashback on all your local purchases, with a high credit limit of up to 2 million EGP and exclusive benefits.

Annual fee
EGP 900
Rewards
2% cashback
Effective APR
79.38%

Card & limits

Contactless Apple Pay
Credit limit
Up to EGP 2,000,000
Purchase limit abroad (POS)
EGP 4,000
Cash withdrawal limit abroad
EGP 0
Monthly intl. online limit (from Egypt)
EGP 2,000,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Grace period
55 days
Annual fee
EGP 900
Fee waivable
No
Issuance fee
EGP 900
Late payment fee
EGP 125
Over-limit fee
EGP 125
Supplementary card fee/yr
EGP 900
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.38% (4.99% /mo)
Cash advance APR (nominal)
59.88%
Domestic
Domestic cash advance fee
10% (min EGP 100)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 100)

Rewards & benefits

Lounge access Installments · up to 36 mo Travel insurance Purchase protection
Cashback rate
2%
Detailed benefits
Shopping 2
  • حماية المشتريات حماية المشتريات وتمديد ضمان مجاني.
  • الأمان آمنة للاستخدام في التسوق من مختلف المتاجر وأيضا التسوق أونلاين مع خاصية الإنترنت الآمن OTP داخل وخارج مصر.
Cash 1
  • كاش باك كاش باك بنسبة 2٪ على جميع المشتريات المحلية و بدون حد أقصى.
Travel 1
  • دخول مجاني إلى استراحات المطارات دخول مجاني إلى استراحات المطارات.

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
Required documents
National ID CopyBank Statement (Last 6 Months)
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

Platinum Cashback Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • High cashback rate: You get 2% cashback on all domestic purchases, with no maximum or minimum limit.
  • The card limit reaches 2,000,000 EGP, making it highly suitable for large purchases and for individuals with high financial standing.
  • Additional protection and benefits: Includes purchase protection, a complimentary extended warranty, and a Takaful (Islamic insurance) protection program.
  • Airport lounge access: The card offers complimentary access to select airport lounges.
  • Global acceptance and flexible withdrawals: Accepted at over 32 million merchant locations worldwide, with the option to withdraw cash up to 100% of the card’s coverage amount.

Cons

  • Exclusion of utility and telecommunications bills: The cashback service does not apply to domestic transactions with specific categories of merchants.
  • Relatively high issuance requirements: As a platinum card with a substantial credit limit—reaching up to two million EGP—the terms and requirements for obtaining it may be more restrictive compared to classic or titanium cards, and they necessitate proof of an adequate income.

Our take

The Platinum Cashback Card from Abu Dhabi Islamic Bank (ADIB) – Egypt is the first of its kind to offer cashback on all your local purchases—anywhere and everywhere—with no minimum or maximum limits. It stands out as the premier choice for customers seeking an Islamic-compliant card that provides a high cashback rate (2%) with no caps, along with a generous credit limit designed to accommodate significant purchases and frequent travel (complemented by airport lounge access and purchase protection). If you have high monthly spending and wish to take advantage of the highest Sharia-compliant cashback rate offered by the bank (excluding utility and telecommunications bills), this card delivers exceptional economic value and premium benefits compared to lower-tier card options.

2% cashback on all your local purchases, with a high credit limit of up to 2 million EGP and exclusive benefits.

Compare

Alternatives at a glance
Platinum Cashback Card Platinum Cashback Card Abu Dhabi Islamic Bank Egypt This oneADIB Platinum Islamic Mastercard Credit Card ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt platinum credit card platinum credit card Al Baraka Bank Egypt
Annual fee
EGP 900 EGP 800 EGP 650
Rewards
2% cashback 2% cashback None
Effective APR
79.38% 79.38% 69.59%
Compare with 2 similar credit cards

Added Monday 26 October 2026 - 02:08 AM Updated Monday 26 October 2026 - 02:40 PM