ADIB Platinum Islamic Mastercard Credit Card — Abu Dhabi Islamic Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

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ADIB Platinum Islamic Mastercard Credit Card

ADIB Platinum Islamic Mastercard Credit Card

Mastercard
Abu Dhabi Islamic Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.9 · Saturday 04 July 2026 - 07:08 PM

The ADIB-Etisalat Platinum Credit Card, offered by Abu Dhabi Islamic Bank (ADIB) Egypt, stands as the highest and most premium tier within the co-branded Etisalat card lineup.

Annual fee
EGP 800
Rewards
2% cashback
Effective APR
79.38%
Cashback Cashback campaign on currency conversion fees Until 30 November
Cashback campaign on currency conversion fees Offer details

Card & limits

Contactless Apple Pay
Credit limit
EGP 50,000 – EGP 100,000
Purchase limit abroad (POS)
EGP 10,000
Cash withdrawal limit abroad
EGP 100
Monthly intl. online limit (from Egypt)
EGP 2,000,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Installment interest
95%
Grace period
55 days
Annual fee
EGP 800
Fee waivable
No
Issuance fee
EGP 800
Late payment fee
EGP 125
Over-limit fee
EGP 125
Supplementary card fee/yr
EGP 800
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.38% (4.99% /mo)
Cash advance APR (nominal)
59.88%
Domestic
Domestic cash advance fee
10% (min EGP 100)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 100)

Rewards & benefits

Installments · up to 36 mo Travel insurance Purchase protection
Cashback rate
2%
Rewards program
برنامج المكافآت
Points per EGP
2
Signup bonus
نقطة لكل 10 جنيه
Detailed benefits
Shopping 2
  • التسوق أونلاين آمنة للاستخدام في التسوق من مختلف المتاجر وأيضا التسوق أونلاين مع خاصية الإنترنت الآمن الجديد OTP داخل وخارج مصر.
  • المتاجر يمكن للعميل استخدامها بسهولة في أكثر من 32 مليون متجر في كافة أنحاء العالم يحمل علامة ماستركارد.
Cash 1
  • كاش باك كاش باك بنسبة 2٪ على جميع المشتريات المحلية و بدون حد أقصى.
Other 2
  • خدمات فوري إمكانية دفع مستحقات بطاقتك الشهرية لدى كافة شبكات خدمه فوري في جميع أنحاء مصر.
  • متوافقة مع أحكام الشريعة الإسلامية بطاقة دفع إلكترونية تم إصدارها بالتعاون مع شركة ماستر كارد بإجراءات متوافقة مع مبادئ و أحكام الشريعة الإسلامية.
Travel 1
  • دخول مجاناّّ إلى استراحات المطارات دخول مجاناّّ إلى استراحات المطارات
Insurance 2
  • حماية المشتريات وتمديد ضمان مجاني حماية المشتريات وتمديد ضمان مجاني
  • برنامج الحماية التكافلي برنامج الحماية التكافلي

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
Required documents
National ID CopyPassport CopyBank Statement (Last 3 Months)Bank Statement (Last 6 Months)Tax CardCommercial RegisterRecent Utility Bill
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

ADIB Platinum Islamic Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.9

3.9 Banky rating

Pros

  • Highest point-earning rate (double rewards): 2 points for every EGP 10 spent domestically, 4 points for every EGP 10 spent internationally, and 1,000 welcome points credited to your account immediately upon the first use of the card.
  • The Platinum Mastercard grants you complimentary access to numerous VIP lounges.
  • The card operates based on the Sharia-compliant Islamic Murabaha system.
  • Convenient payment and high security: Supported by secure online technology (OTP) for online shopping, with payment options available via bank ATMs or the "Fawry" network.

Cons

  • The card imposes a late payment fee of 125 pounds.
  • International Transaction and Currency Conversion Fees: A 3% currency conversion fee applies to purchases.

Our take

The ADIB-Etisalat Platinum Credit Card, offered by Abu Dhabi Islamic Bank (ADIB) Egypt, stands as the premier and most powerful tier within the co-branded Etisalat card lineup. Designed exclusively for premium and "Emerald" segment customers, it delivers maximum value by combining high-end banking services with exclusive telecommunications benefits—all in full compliance with Sharia principles. If you are an Etisalat "Emerald" customer seeking a Sharia-compliant card that offers social prestige, a substantial credit limit, and VIP airport privileges, the Platinum tier is the unrivaled choice for you within this range.

The ADIB-Etisalat Platinum Credit Card, offered by Abu Dhabi Islamic Bank (ADIB) Egypt, stands as the highest and most premium tier within the co-branded Etisalat card lineup.

Compare

Alternatives at a glance
ADIB Platinum Islamic Mastercard Credit Card ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt This onePlatinum Cashback Card Platinum Cashback Card Abu Dhabi Islamic Bank Egypt platinum credit card platinum credit card Al Baraka Bank Egypt
Annual fee
EGP 800 EGP 900 EGP 650
Rewards
2% cashback 2% cashback None
Effective APR
79.38% 79.38% 69.59%
Compare with 2 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Monday 26 October 2026 - 02:38 PM