Islamic

platinum credit card

Al Baraka Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.3 · Wednesday 23 September 2026 - 07:51 AM

The Al Baraka Mastercard Platinum Credit Card offers a Sharia-compliant banking experience with worldwide acceptance and enhanced travel, insurance, shopping, and installment benefits, along with unlimited complimentary airport lounge access

Annual fee: EGP 650
Rewards: None
Effective APR: 69.59%

Card & limits

Contactless

Credit limit: EGP 30,000 – EGP 99,999
Purchase limit abroad (POS): EGP 35,000
Cash withdrawal limit abroad: EGP 5,000

Interest & fees

Effective annual rate (APR): 69.59% (4.5% /mo)
Nominal APR: 54%
Grace period: 55 days
Annual fee: EGP 650
Fee waivable: No
Issuance fee: EGP 650
Supplementary card fee/yr: EGP 400
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 69.59% (4.5% /mo)
Cash advance APR (nominal): 54%
Domestic cash advance fee: EGP 60
Cash advance fee abroad: EGP 100

Rewards & benefits

Lounge access Installments Travel insurance

Detailed benefits

Lifestyle 1

الدفع اللاتلامسي ادفع مشترياتك التي تصل إلى 600 جنيه مصري بسهولة عن طريق تمرير البطاقة دون الحاجة إلى إدخال الرقم السري.

Travel 1

دخول مجاني غير محدود إلى صالات المطارات استمتع بدخول مجاني غير محدود إلى أكثر من 25 صالة استراحة بالمطارات في دول متعددة، منها الإمارات العربية المتحدة والسعودية والأردن والكويت ومصر والمغرب والولايات المتحدة والمملكة المتحدة وكندا وألمانيا وفرنسا وسنغافورة، من خلال تطبيق Mastercard Travel Pass.

Shopping 1

التسوق الآمن عبر الإنترنت تسوق بأمان عبر المواقع الإلكترونية المحلية والعالمية باستخدام تقنية الحماية 3D Secure لتعزيز أمان معاملاتك الإلكترونية.

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: National ID CopyPassport Copy

Do the maths

platinum credit card

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Our take 3.3

3.3 Banky rating

Pros

Worldwide acceptance for all purchase and cash withdrawal transactions.
Insurance coverage against emergencies and car accidents while traveling.
Unlimited Complimentary Airport Lounge Access

Cons

Local cash withdrawal fee from Al Baraka Bank ATMs or other banks’ ATMs: 6%, with a minimum fee of EGP 60.

Our take

The Al Baraka Mastercard Platinum Credit Card is a suitable option for customers seeking a Sharia-compliant credit card with greater flexibility for local and international spending. The card offers worldwide acceptance, a wide range of travel and insurance benefits, unlimited complimentary access to numerous airport lounges, airline discounts and offers, as well as installment services, making it suitable for customers with diverse spending and travel needs.

Compare

Alternatives at a glance
platinum credit card Al Baraka Bank Egypt This one	Platinum Cashback Card Abu Dhabi Islamic Bank Egypt	ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt
Annual fee
EGP 650	EGP 900	EGP 800
Rewards
None	2% cashback	2% cashback
Effective APR
69.59%	79.38%	79.38%

Compare with 2 similar credit cards

Added Tuesday 18 August 2026 - 12:53 AM Updated Saturday 24 October 2026 - 11:19 PM