QNB Egypt is running an exclusive offer for QNB First customers that gives them the primary Visa Signature credit card free of charge, with the option of a supplementary card at no fee. Customers also enjoy a competitive currency conversion fee of just 2% on international purchases, plus extra loyalty points when using the card for international purchases.

The offer runs until December 31, 2026, giving customers the chance to make the most of the card's benefits when shopping, travelling and making international purchases.

Details of QNB Egypt's Visa Signature credit card offer

  • Primary card issuance: free for QNB First customers, subject to the bank's terms and conditions.

  • Supplementary card issuance: a supplementary card can be issued free of charge under the offer.

  • Currency conversion fee: 2% on international purchases under the offer.

  • Loyalty points: extra points when using the card for international purchases.

  • Offer period: until December 31, 2026.

Features of QNB Egypt's Visa Signature credit card

  • Grace period on purchases: the card offers a grace period of up to 57 days on purchase transactions, subject to the bank's terms.

  • Loyalty points on purchases: the rewards programme gives cardholders 2.5 points for every EGP 1 spent on purchases, plus an extra point for international spending with the credit card.

  • Purchase installments: purchases can be split into installments through the bank's installment programmes for up to 36 months, subject to each programme's terms and conditions.

  • Secure shopping: the card supports smart chip technology and contactless payment, and can be used with Apple Pay on compatible Apple devices.

  • Supplementary cards: supplementary cards can be issued with control over their credit limits, in line with the bank's rules.

  • Repayment flexibility: the card gives customers flexibility in repaying the outstanding balance, from 5% up to 100%, subject to the bank's terms.

  • Travel services and benefits: the card offers a range of travel-related benefits, including concierge services for flight, hotel, restaurant and car-rental bookings, as well as offers and discounts with selected Visa partners, subject to the terms of each service.

Eligibility for QNB Egypt's Visa Signature credit card

The general requirements for obtaining the card, according to the bank, include:

  • Age: at least 21 for the primary card, and 12 for a supplementary card.

  • Target segments: employees, payroll customers and self-employed professionals, according to the bank's requirements.

  • Required documents: a valid national ID card, a utility bill and a letter from the employer, depending on the case and the bank's requirements.

Banky's view

QNB Egypt's Visa Signature credit card combines shopping benefits, a rewards programme and flexible repayment, with an added advantage for QNB First customers: free issuance of the primary and supplementary cards and a 2% currency conversion fee under the announced offer.