Banks operating in the Egyptian banking market are competing to offer the highest-paying savings accounts with quarterly interest, ahead of the Central Bank of Egypt's (CBE) Monetary Policy Committee meeting scheduled for 29 October 2026. Savings accounts on the local market vary in interest rates, minimum opening balances and balance tiers, giving customers a wide choice of accounts to suit their savings needs, amid growing competition among banks to attract liquidity and expand their customer base.

1. Mega Tawfeer account from Banque du Caire

  • Minimum: EGP 5,000.

  • Minimum balance to earn interest: EGP 100,000.

  • Payout frequency: quarterly.

  • Interest rate: from 11.50% to 18.25%.

2. Safwa conventional savings account from The United Bank

  • Minimum: EGP 500,000

  • Minimum balance to earn interest: EGP 500,000.

  • Payout frequency: quarterly.

  • Interest rate: from 14.75% to 17.25%.

3. Golden savings account from Al Ahli Bank of Kuwait – Egypt (ABK-Egypt)

  • Minimum: EGP 5,000

  • Minimum balance to earn interest: EGP 100,000

  • Payout frequency: quarterly

  • Interest rate: from 11.75% to 17%

4. E-Golden Saving account from Arab African International Bank (AAIB)

  • Minimum: EGP 500,000

  • Minimum balance to earn interest: EGP 500,000

  • Payout frequency: quarterly

  • Interest rate: from 13.90% to 16.65%

5. WellSavers account from Commercial International Bank (CIB)

  • Minimum: EGP 500,000

  • Minimum balance to earn interest: EGP 500,000

  • Payout frequency: quarterly

  • Interest rate: from 10.50% to 16.50%.

6. Golden Plus account from Arab African International Bank (AAIB)

  • Minimum: EGP 50,000

  • Minimum balance to earn interest: EGP 50,000

  • Payout frequency: quarterly

  • Interest rate: from 11.40% to 16.40%.

7. EDGE savings account from Housing & Development Bank (HDB)

  • Minimum: EGP 150,000

  • Minimum balance to earn interest: EGP 150,000

  • Payout frequency: quarterly

  • Interest rate: from 12% to 15%

8. Conventional investment account (financial inclusion) from The United Bank

  • Minimum: no minimum

  • Minimum balance to earn interest: EGP 300,000

  • Payout frequency: quarterly

  • Interest rate: 14%

9. Regular savings account with quarterly interest from National Bank of Egypt (NBE)

  • Minimum: EGP 5,000

  • Minimum balance to earn interest: EGP 10,001

  • Payout frequency: quarterly

  • Interest rate: from 7.55% to 11.35%

10. Savings account from Banque Misr

  • Minimum: EGP 3,000

  • Minimum balance to earn interest: EGP 10,000

  • Payout frequency: quarterly

  • Interest rate: from 9.25% to 10.75%