The United Bank offers a range of personal loan programmes designed to meet different customer needs, including programmes for employees and bank employees, with financing of up to EGP 6 million and repayment periods of up to 15 years, subject to the terms and conditions set by the bank.

These programmes let customers borrow a range of amounts over flexible repayment periods, either with or without transferring their salary or installment to The United Bank, helping them choose the programme that suits their needs and financial circumstances.

Personal loan details for bank employees

  • Loan amount: up to EGP 6 million.

  • Loan tenor: up to 15 years.

  • Age: from 21 to 60 years.

  • Repayment: monthly and/or annual installments.

  • Profit calculation: 100% of profits are calculated, according to the programme terms.

  • Interest rate: competitive, according to the terms set by The United Bank.

Documents required for the personal loan

  • A copy of a valid national ID card.

  • A personal loan application.

  • A recent utility bill.

  • A recent income certificate certified by the employer and addressed to The United Bank, showing the hiring date, grade, job title and monthly income.

  • Or a bank statement for the last 3 months showing the customer's income.

  • Or the last 3 payslips, certified and stamped by the human resources department.

  • If the salary or installment is transferred, a certified undertaking to transfer the salary or installment, as required by the bank.

Banky's view

The United Bank's personal loan programmes are varied to suit the needs of employees and bank employees, with financing of up to EGP 6 million and repayment periods of up to 15 years.