QNB Egypt offers a distinctive range of savings products designed for customers who want to grow their money safely. They include the Tawfeer Plus savings account, which offers competitive returns that rise as the balance grows, along with a full suite of digital banking services that make it easy to manage the account and track transactions around the clock.

Details of the QNB Egypt Tawfeer Plus savings account

  • Minimum to open the account: EGP 1,000.

  • Minimum balance to earn interest: EGP 20,000.

  • Interest payout frequency: monthly.

  • Interest calculation: based on the lowest balance recorded in the account during the month.

  • Interest rates: vary by balance tier, reaching up to 16.5% a year.

Interest rate tiers on the QNB Egypt Tawfeer Plus savings account

The account is divided into ascending tiers according to the savings balance, as follows:

  • EGP 20,000 to EGP 99,999: 0.75%.

  • EGP 100,000 to EGP 499,999: 1%.

  • EGP 500,000 to EGP 999,999: 1.5%.

  • EGP 1 million to EGP 4.999 million: 2.5%.

  • EGP 5 million to EGP 9.999 million: 3.75%.

  • EGP 10 million to EGP 14.999 million: 9.75%.

  • EGP 15 million to EGP 19.999 million: 14%.

  • EGP 20 million and above: 16.5%.

Benefits of the QNB Egypt Tawfeer Plus savings account

  • Chance to boost your return: add new deposits to your current balance to move up to a higher tier and earn a higher return.

  • Return on savings: earn a competitive return on amounts above the minimum required to open the account.

  • Interest crediting: interest is credited to the account regularly on a monthly basis.

  • Account statement: statements are sent monthly or quarterly according to the customer's needs and preferences.

  • Linked products and services: access a selection of banking products and services that can be linked to the account.

  • Flexibility and quick access: access your accounts 24 hours a day, 7 days a week using QNB Visa debit cards.

  • Electronic banking: track your accounts and carry out banking transactions easily through electronic banking channels.

Banky's view for customers:

This QNB Egypt account offers a good opportunity to grow savings safely and flexibly, with all the banking facilities needed to meet customers' everyday needs.