A Banky analysis of QNB Egypt's standalone financial statements for the period ended September 2026 shows a marked improvement in the efficiency of resource deployment, with the loan-to-deposit ratio rising to 57% at the end of the third quarter of 2026. This reflects the bank's drive to maximise returns on its deposit base while keeping liquidity at safe levels.

The bank attracted EGP 175.43 billion in new deposits in the first 9 months of 2026, lifting total customer deposits to EGP 954.74 billion at the end of September 2026 from EGP 779.31 billion at the end of December 2025, growth of 22.5%.

The bank also posted strong expansion in its loan and credit facilities portfolio, with loans rising to EGP 547.155 billion at the end of September 2026 from EGP 464.842 billion at the end of December 2025, growth of about 17.7% in the first nine months of the year.

The financial statements also show net profit rising to EGP 26.94 billion at the end of September 2026, compared with EGP 21.58 billion at the end of September 2025, growth of 24.8% in the first 9 months of 2026.