Banque du Caire's credit card portfolio has grown steadily from the end of 2022 to the end of June 2026, rising from EGP 1.010 billion to EGP 4.983 billion. That is an increase of about EGP 3.973 billion, or growth of nearly 393%, bringing the portfolio close to four times its size over the period analyzed.

Banque du Caire's credit card portfolio has followed a strong upward path in recent years, growing every year, with particularly high growth rates in 2023 and 2024, before the balance kept rising through 2025 and the first half of 2026. This reflects the bank's expansion of its credit card business and its push to grow card usage as one of its retail banking products.

Credit card portfolio from end-2022 to June 2026:

The credit card portfolio stood at EGP 1.756 billion at the end of 2023, compared with EGP 1.010 billion at the end of 2022, an increase of about EGP 746 million, or annual growth of 73.8%.

The portfolio kept growing strongly in 2024, rising to EGP 3.191 billion from EGP 1.756 billion at the end of 2023. That is an increase of about EGP 1.435 billion, or annual growth of 81.7%, the highest annual growth rate in the period analyzed.

At the end of 2025, the credit card portfolio rose to EGP 4.428 billion, compared with EGP 3.191 billion at the end of 2024, an increase of about EGP 1.237 billion, or annual growth of 38.8%.

With the upward trend continuing in the first half of 2026, the portfolio reached EGP 4.983 billion at the end of June 2026, compared with EGP 4.428 billion at the end of 2025, adding about EGP 555 million in 6 months, or growth of 12.5%.

Banky's view:

The portfolio's development shows that Banque du Caire achieved strong, sustained growth from the end of 2022 to June 2026, with the portfolio rising from EGP 1.01 billion to about EGP 4.98 billion, an increase of nearly EGP 3.97 billion and growth of close to 393%.

The figures also show the portfolio continuing to expand even as the annual growth rate gradually slowed after its 2024 peak, with cards adding new balances through 2025 and the first half of 2026, bringing the portfolio close to the EGP 5 billion mark.