QNB announced its standalone and consolidated results for the financial period ended September 2026, which showed the following: customer deposits reached EGP 952 billion at the end of September 2026, an increase of EGP 174 billion, or 22% growth compared with December 2025, driven by growth across all business lines.
Amid continued policies supporting national economic growth, the loans and advances portfolio rose by EGP 89 billion to a total of EGP 556 billion, representing growth of 19% compared with December 2025.
The bank achieved consolidated net profit of EGP 28.1 billion, an increase of EGP 5.8 billion, or 26% growth compared with the same period of 2025, while standalone net profit reached EGP 26.9 billion, up 25% on the same period of 2025.
Total consolidated assets reached EGP 1.13 trillion at the end of September 2026, an increase of EGP 202 billion, or 22% growth, compared with December 2025.
The capital adequacy ratio stood at 25.6%, reflecting the optimal application of credit policies. The non-performing loans ratio was 3.72%, an improvement of 93 basis points from the end of last year, while the provision coverage ratio for substandard loans reached 125.1%, up 1,324 basis points from the end of last year.
The bank's positive results confirm the efficiency and resilience of the policies and executive procedures that have helped it develop its operations, overcome crises, face strong market competition and seize available opportunities through its branch network. The network now stands at 241 branches after three new branches were added this year, providing excellent geographic coverage to meet the needs of as many customers as possible across all segments.
QNB delivers its banking services through multiple high-quality, efficient electronic channels, and the bank seeks to keep investing in improving its electronic banking services to ensure the best service for its valued customers. Internet and mobile banking penetration reached 45% of the bank's retail customers, and the number of e-wallet users, both QNB customers and non-customers, grew by 15%. The corporate e-services platform reached a penetration rate of 45% of corporate clients, with an activation rate of nearly 70%, and almost 96% of all banking transactions were carried out through digital channels.
As part of its ongoing efforts to modernize its ATM network, QNB has continued to add and upgrade machines across Egypt, with the number of active ATMs reaching 907 in September 2026.
QNB has demonstrated its leading position as one of the largest private-sector banks by stepping up its community service efforts and taking part in numerous initiatives to create a positive, sustainable impact. In line with its commitment to community service, the bank always seeks to participate and stand with the state and its institutions in all initiatives and projects that serve the nation and society, in order to provide a better life for the most vulnerable groups in various fields.
The bank continues its leading role in supporting economic growth through an integrated program that goes beyond its banking services to provide integrated solutions through its subsidiaries, such as QNB Life Insurance, QNB Leasing and QNB Factoring, via the bank's branch network, where teams of specialists serve this important customer segment.


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