Abu Dhabi Islamic Bank – Egypt (ADIB Egypt) offers its customers a varied range of current accounts designed to meet their different banking needs, with integrated banking benefits and services that comply with the principles and rules of Islamic Sharia. They include the Al Ghena, Al Ghena Plus, Al Tharwa, Al Tharwa Plus, Diamond and Diamond Plus accounts, with profit rates varying by account type and balance tier.

Benefits of ADIB Egypt current accounts:

  • Compliant with the principles and rules of Islamic Sharia.

  • A chequebook can be issued to meet your day-to-day banking needs.

  • Use of ADIB Egypt automated teller machines (ATM) 24 hours a day, 7 days a week.

  • Joint accounts available.

  • Available in several currencies.

  • Available through 74 branches nationwide.

  • A debit card is issued that can be used on ATM networks and at points of sale.

  • Easy round-the-clock cash withdrawals from ATMs.

  • Two free cash withdrawals a month from any other bank's ATM in Egypt.

  • Available to individuals and companies.

  • Available to Egyptians and foreign residents.

ADIB Egypt current account details:

Al Ghena current account tiers and profit rates:

  • EGP 250K to EGP 499.99K: 3.50%

  • EGP 500K to EGP 999.9K: 3.75%

  • EGP 1 million to EGP 1.99 million: 5.50%

  • EGP 2 million to EGP 4.99 million: 9.25%

  • EGP 5 million to EGP 19.99 million: 11.00%

  • EGP 20 million and above: 14.00%

Al Ghena Plus current account tiers and profit rates:

  • EGP 250K to EGP 499.99K: 4.50%

  • EGP 500K to EGP 999.9K: 4.75%

  • EGP 1 million to EGP 1.99 million: 6.50%

  • EGP 2 million to EGP 4.99 million: 10.25%

  • EGP 5 million to EGP 19.99 million: 12.00%

  • EGP 20 million and above: 15.00%

Al Tharwa current account tiers and profit rates:

  • EGP 0 to EGP 249.9K: 6.75%

  • EGP 250K to EGP 499.99K: 8.75%

  • EGP 500K to EGP 999.9K: 10.75%

  • EGP 1 million to EGP 1.99 million: 11.75%

  • EGP 2 million to EGP 4.99 million: 12.75%

  • EGP 5 million to EGP 19.99 million: 13.25%

  • EGP 20 million and above: 13.75%

Al Tharwa Plus current account tiers and profit rates:

  • EGP 0 to EGP 249.9K: 7.75%

  • EGP 250K to EGP 499.99K: 9.75%

  • EGP 500K to EGP 999.9K: 11.75%

  • EGP 1 million to EGP 1.99 million: 12.75%

  • EGP 2 million to EGP 4.99 million: 13.75%

  • EGP 5 million to EGP 19.99 million: 14.25%

  • EGP 20 million and above: 14.75%

Diamond current account tiers and profit rates:

  • EGP 0 to EGP 249.9K: 5.75%

  • EGP 250K to EGP 499.99K: 7.75%

  • EGP 500K to EGP 999.9K: 9.75%

  • EGP 1 million to EGP 1.99 million: 10.75%

  • EGP 2 million to EGP 4.99 million: 11.75%

  • EGP 5 million to EGP 19.99 million: 12.25%

  • EGP 20 million and above: 12.75%

Diamond Plus current account tiers and profit rates:

  • EGP 0 to EGP 249.9K: 6.75%

  • EGP 250K to EGP 499.99K: 8.75%

  • EGP 500K to EGP 999.9K: 10.75%

  • EGP 1 million to EGP 1.99 million: 11.75%

  • EGP 2 million to EGP 4.99 million: 12.75%

  • EGP 5 million to EGP 19.99 million: 13.25%

  • EGP 20 million and above: 13.75%