Credit card balances at the National Bank of Egypt (NBE) grew in 2025, rising to about EGP 30.096 billion at the end of December 2025 from EGP 24.989 billion at the end of December 2024, an increase of EGP 5.107 billion, or 20.44%, over the year.

Overdrawn current account balances grew noticeably over the period, rising to about EGP 12.135 billion at the end of December 2025 from about EGP 10.291 billion at the end of December 2024, an increase of EGP 1.844 billion, or about 17.92% year on year. The rise reflects higher overdrawn current account balances in 2025 compared with their levels at the end of the previous year, confirming notable annual growth over the period

Personal loan balances reached about EGP 368.394 billion at the end of December 2025, compared with about EGP 295.866 billion at the end of December 2024, an increase of EGP 72.528 billion, or 24.51% year on year, reflecting a larger volume of personal financing extended by the bank to its customers over the period

Car loan balances stood at about EGP 2.64 billion at the end of December 2025, while mortgage balances rose to about EGP 25.11 billion at the end of December 2025 from EGP 22.57 billion at the end of December 2024, an increase of about EGP 2.54 billion, or 11.25% year on year

Total retail loans grew noticeably by the end of December 2025, rising to about EGP 438.370 billion from about EGP 356.908 billion at the end of December 2024, an increase of EGP 81.462 billion, or about 22.82% year on year. The rise reflects an expansion in financing and loans to individuals in 2025 compared with their levels at the end of the previous year