Housing & Development Bank (HDB) is offering its credit card holders an installment plan on purchases at Sports Mall, allowing them to buy what they need and pay for it over periods of up to 12 months with no down payment, interest or administrative fees, subject to the announced terms and conditions.

Details of the Housing & Development Bank installment offer

  • Installments are available over 6 or 12 months.

  • No down payment.

  • No interest.

  • No administrative fees.

  • The minimum transaction amount eligible for installments is EGP 500.

  • The offer applies to purchases at Sports Mall branches or on the merchant's official website.

  • The offer applies to Housing & Development Bank primary and supplementary credit card holders.

Terms and conditions of the Sports Mall installment campaign

  • The customer must tell the merchant's cashier that they want to pay in installments before the transaction is made.

  • After completing the transaction, the customer must call the Housing & Development Bank customer service center on 19995 to activate the installment service within the same month as the transaction, provided the transaction is settled within the same campaign month.

  • Installment payments start in December 2026, and the first installment must be paid before December 26, 2026.

  • For purchases at any Sports Mall branch or on its official website, customers can opt for 6- or 12-month installments by calling 19995.

  • The offer is open to existing and new holders of credit cards issued by Housing & Development Bank, both primary and supplementary cards.

  • The deadline for calling the customer care center to benefit from the campaign is October 30, 2026.

  • The campaign applies to transactions made from October 1 to October 25, 2026, provided they are settled within the same month and within the promotional period.

  • Transactions made before the campaign starts or after it ends are not eligible.

  • The offer applies only to transactions made at merchants participating in the campaign.

  • The minimum amount that can be paid in installments is EGP 500 per purchase.

  • The installment offer applies to online purchases through the merchant's official website or at any of the merchant's branches.

  • Installments carry no down payment, interest or administrative fees.

  • Installments must be paid on their due dates to avoid any penalties or a negative effect on the customer's credit rating with I-Score.

  • The bank reserves the right to amend or cancel the promotional campaign at any time.

  • The bank is responsible for collecting installments due from the customer under the agreed terms.

  • The bank is not responsible for any dispute that may arise between the customer and the merchant.

  • The merchant must supply the products or goods without charging the customer any additional fees or commissions when completing purchases, in line with the campaign terms.

  • The installment period agreed with participating merchants cannot be changed.

  • The customer must notify the customer service center on 19995 that the transaction is to be paid in installments under the interest-free, fee-free promotional campaign.

  • The installment transaction is cancelled if the customer requests a full or partial refund of the transaction.

  • Customers who use a merchant discount cannot also benefit from the installment offer.

  • The terms and conditions for credit cards issued by Housing & Development Bank apply.