With QNB bebasata, customers get a digital banking experience that lets them complete many of their banking transactions easily from anywhere, without visiting the bank's branches, saving time and effort amid busy days of university, work and daily errands.

Key products and services from QNB bebasata

Through QNB bebasata, customers have access to a variety of banking products and services that help them manage their banking transactions easily, most notably:

First: current account

  • Account opening fee: free, with the customer paying the one-off development stamp duty.

  • Account fees: free.

Second: savings account

  • Account opening fee: free.

  • Account fees: free.

Third: a lifetime-free credit card from QNB bebasata

Through QNB bebasata, customers can get a credit card with no annual fees for life, with different usage limits for purchases and cash withdrawals at home and abroad, giving them more flexibility to use the card according to their needs.

Usage limits for the be debit card (Becard):

  • Daily local cash withdrawal: EGP 30,000 for adults and youth.

  • Monthly online purchases: EGP 137,500 for adults and EGP 75,000 for youth.

  • Monthly international cash withdrawal: the equivalent of EGP 3,000 for adults and EGP 1,000 for youth; this service is currently unavailable.

  • Monthly international point-of-sale (POS) purchases: the equivalent of EGP 12,000 for adults and EGP 7,000 for youth; this service is currently unavailable.

  • International transactions: currently unavailable.

Credit card usage limits:

  • Daily online purchases: EGP 120,000.

  • Daily local cash withdrawal: EGP 15,000.

  • Daily local point-of-sale (POS) purchases: up to the card's credit limit.

  • Monthly international cash withdrawal: the equivalent of EGP 1,500.

  • Monthly international point-of-sale (POS) purchases: the equivalent of EGP 125,000 inside Egypt and the equivalent of EGP 200,000 when travelling.

Note on international use:

  • Credit cards issued from March 14, 2024 cannot have international usage limits activated, inside or outside Egypt, until two months after the issue date.

  • When travelling abroad, customers must contact the bank on 16607 to update the card's foreign-currency credit limit, which will be activated for the travel period only.

Banky's view for customers:

With QNB bebasata, customers get a digital banking experience that combines easy access to banking services with a diverse product range — from bank accounts and debit and credit cards to transfers and other banking services — helping them complete their transactions from wherever they are without visiting a branch, saving time and effort in line with their daily needs.