Arab African International Bank offers a range of financing solutions that meet customers' needs and help them reach their goals, including a personal loan with no administrative fees, giving customers financing that suits their needs with ease and confidence.

Personal loan from Arab African International Bank

Arab African International Bank lets customers obtain a personal loan secured by their funds, helping them raise the liquidity they need for their various plans and needs without paying administrative fees.

The financing can be used for many purposes, most notably:

  • Buying a new home and financing that step.

  • Buying a car to meet transport plans and personal needs.

  • Financing education expenses, giving children a better chance to complete their university studies.

  • Meeting various personal needs according to the customer's requirements.

The personal loan secured by funds is one of the solutions Arab African International Bank offers to help customers achieve their financial goals, using financing secured by the funds they hold with the bank.

Employee loan details:

Arab African International Bank offers a salary-backed employee loan with competitive interest rates and flexible repayment options, allowing customers to obtain financing for their various needs, subject to the terms and conditions and the employer's classification.

Employee loan features and benefits:

  • Loan amount: up to EGP 5 million, depending on the employer's classification.

  • Interest rates: competitive.

  • Repayment period: up to 12 years, depending on the employer's category.

  • Installment deduction: installments are deducted automatically.

  • Annual repayment: an annual repayment option is available.

  • Loan top-up: the loan amount can be increased.

  • Alerts: SMS messages for monthly installments.

Required documents:

  • Copy of a valid national ID card.

  • Recent utility bill.

  • Letter from the employer.

  • Bank statement for customers who do not transfer their salary.

  • Additional documents may be requested according to the bank's requirements

Banky's view for customers:

Arab African International Bank offers the personal loan secured by funds as one of the financing solutions that help customers raise the liquidity they need to reach their goals, whether buying a home or a car or covering education expenses, subject to the financing terms and conditions.