National Bank of Kuwait – Egypt (NBK Egypt) offers the Evolve 3-year certificate with a floating rate of up to 19.5% a year, giving customers the chance to benefit from any future moves in interest rates. The minimum purchase starts at EGP 100,000, and the return is paid monthly. The certificate also offers a range of extra features, notably loans against it of up to 90% of its value and partial or full redemption 6 months after the issue date.

In this infographic, Banky sets out the features of NBK Egypt's Evolve floating-rate certificate: