National Bank of Kuwait – Egypt (NBK Egypt) has delivered accelerating growth in its retail banking portfolio over the past three years, backed by higher lending to individuals and the expansion of its retail banking products. Between the end of 2022 and the end of June 2026, the portfolio rose from EGP 10.811 billion to EGP 31.726 billion, an increase of EGP 20.915 billion and cumulative growth of about 193.5%.

The data show the retail banking portfolio growing steadily in every period. It rose to EGP 13.451 billion at the end of 2023 from EGP 10.811 billion at the end of 2022, an increase of EGP 2.640 billion and annual growth of 24.4%.

The portfolio kept rising in 2024, reaching EGP 17.711 billion from EGP 13.451 billion at the end of 2023, an increase of EGP 4.260 billion and annual growth of 31.7%, reflecting the accelerating pace of lending to individuals.

In 2025, the retail banking portfolio grew even faster, rising to EGP 25.356 billion at the end of December 2025 from EGP 17.711 billion at the end of December 2024, an increase of EGP 7.645 billion and annual growth of 43.2%.

The portfolio continued to grow strongly in the first half of 2026, reaching EGP 31.726 billion at the end of June 2026 from EGP 25.356 billion at the end of December 2025, an increase of EGP 6.370 billion and growth of 25.1% in just 6 months.