The National Bank of Egypt (NBE) offers its small and micro-enterprise customers the Al Ahly Business financing programs, which provide specialized financing solutions to support a range of agricultural activities, including financing for irrigation systems and solar energy applications. The aim is to help business owners develop and expand their businesses through financing on easy terms with flexible repayment periods, helping to improve operating efficiency and increase the productive capacity of their projects.

Details of the Al Ahly Business financing programs for the agricultural sector:

Maximum financing

  • Up to EGP 3 million for projects without financial statements.

  • Up to EGP 4.5 million for projects with financial statements.

Repayment period

  • Financing is repaid in equal installments.

  • A maximum repayment period of up to 5 years.

Interest rate

  • Access to the Central Bank of Egypt (CBE) initiative to support small enterprises at an interest rate of only 5%.

  • Financing through the Micro, Small and Medium Enterprises Development Agency (MSMEDA) at the latest approved rates.

  • When lending is from the bank's own resources, a declining annual interest rate applies.

Required documents

  • A valid copy of the national ID card.

  • Commercial register.

  • Tax card.

  • Any additional documents depending on the nature of the activity or project.

Available financing programs

Al Ahly Business supports a range of agricultural and production activities through a variety of financing programs, including:

  • Financing greenhouses.

  • Financing fish farms.

  • Financing irrigation system upgrades and solar energy applications.

  • Financing milk collection centers.

  • Financing small dairy processing units (white cheese).

  • Financing fishing boats.

  • Financing the purchase and feeding of livestock for fattening or milk production.

  • Financing the purchase and feeding of male livestock for fattening, in cooperation with Ard El Kheir.

  • Financing poultry farms.

  • Hemma program.

  • Agricultural waste recycling program.