The National Bank of Egypt (NBE) offers its small and micro-enterprise customers the Al Ahly Business financing programs, a set of specialized financing solutions designed to support a variety of economic activities across the industrial, agricultural, service and commercial sectors. The programs aim to help business owners establish, develop and expand their businesses by providing financing on easy terms with flexible repayment periods, along with a range of non-financial services that help boost growth, improve operating efficiency and increase the competitiveness of their projects.

Details and benefits of the Al Ahly Business programs:

Al Ahly Business financing programs for the industrial sector

Maximum financing

Up to EGP 3 million for projects without financial statements.

Up to EGP 4.5 million for projects with financial statements.

Repayment period

Financing is repaid in equal installments.

A maximum repayment period of up to 5 years.

Interest rate

Access to the Central Bank's initiative to support small enterprises at an interest rate of only 5%.

Financing through the Micro, Small and Medium Enterprises Development Agency (MSMEDA) at the latest approved rates.

When lending is from the bank's own resources, a declining annual interest rate applies.

Required documents

A valid copy of the national ID card.

Commercial register.

Tax card.

Any remaining documents depending on the nature of the activity or project.

Available financing programs

Financing covers a wide range of industrial activities, including:

Leather manufacturing and tanning.

Date packing and packaging.

Plastic injection and blow molding.

Paper cutting and converting.

Animal feed factories.

Knitwear factories.

Ready-made garment factories.

Textile factories.

Plastic pelletizing and recycling.

Plastic extrusion for making pipes and electrical conduits.

Timber processing and plywood manufacturing.

Furniture workshops and factories in Damietta Governorate and similar clusters.

Hemma program.

Al Ahly Business financing programs for the service sector

Maximum financing

Up to EGP 3 million for projects without financial statements.

Up to EGP 4.5 million for projects with financial statements.

Up to EGP 7 million for medical projects.

Repayment period

Financing is repaid in equal installments.

A maximum repayment period of up to 5 years.

Interest rate

Access to the Central Bank's initiative to support small enterprises at an interest rate of only 5%.

Financing through the Micro, Small and Medium Enterprises Development Agency (MSMEDA) at the latest approved rates.

When lending is from the bank's own resources, a declining annual interest rate applies.

Required documents

A valid copy of the national ID card.

Commercial register.

Tax card.

Any remaining documents depending on the nature of the activity or project.

Available financing programs

Al Ahly Business offers specialized financing solutions to support a range of service activities, including:

Financing medical equipment.

Financing restaurants and cafés.

Financing the digitalization of business transactions (Digitalization).

Financing fitness centers.

Financing car service centers.

Hemma program.

Al Ahly Business financing programs for the commercial sector

Maximum financing

Up to EGP 3 million for projects without financial statements.

Up to EGP 4.5 million for projects with financial statements.

Repayment period

Financing is repaid in equal installments.

A maximum repayment period of up to 3 years.

Interest rate

Financing through the Micro, Small and Medium Enterprises Development Agency (MSMEDA) at the latest approved rates.

When lending is from the bank's own resources, a declining annual interest rate applies.

Required documents

A valid copy of the national ID card.

Commercial register.

Tax card.

Any additional documents depending on the nature of the activity or project.

Available financing programs

Al Ahly Business offers a variety of financing solutions to support different commercial activities, including:

Financing grocery stores and trade in vegetables, fruit and detergents.

Financing pharmacies and trade in medical supplies.

Financing document copying and preparation and office support services.

Financing trade in furniture, ironmongery and paints.

Financing trade in electrical tools, appliances and household goods.

Financing trade in fertilizers, pesticides and animal feed.

Financing trade in clothing, footwear and leather goods.

Financing trade in car spare parts and accessories.

Hemma program.

Al Ahly Business financing programs for the agricultural sector

Maximum financing

Up to EGP 3 million for projects without financial statements.

Up to EGP 4.5 million for projects with financial statements.

Repayment period

Financing is repaid in equal installments.

A maximum repayment period of up to 5 years.

Interest rate

Access to the Central Bank's initiative to support small enterprises at an interest rate of only 5%.

Financing through the Micro, Small and Medium Enterprises Development Agency (MSMEDA) at the latest approved rates.

When lending is from the bank's own resources, a declining annual interest rate applies.

Required documents

A valid copy of the national ID card.

Commercial register.

Tax card.

Any additional documents depending on the nature of the activity or project.

Available financing programs

Al Ahly Business supports a range of agricultural and production activities through a variety of financing programs, including:

Financing greenhouses.

Financing fish farms.

Financing irrigation system upgrades and solar energy applications.

Financing milk collection centers.

Financing small dairy processing units (white cheese).

Financing fishing boats.

Financing the purchase and feeding of livestock for fattening or milk production.

Financing the purchase and feeding of male livestock for fattening, in cooperation with Ard El Kheir.

Financing poultry farms.

Hemma program.

Agricultural waste recycling program.