Hala Hatem Sadek leads Kuwait Finance House (KFH) Egypt as Chief Executive Officer, board member and member of the risk committee, drawing on more than 35 years of banking experience in Egypt and the Middle East and North Africa. She also sits on the board of the Federation of Egyptian Banks.

From Credit Risk Management to Executive Leadership

Sadek began her career at Commercial International Bank (CIB) in 1989 and rose through its ranks until 2006. Her most prominent role there was head of the credit and investment risk management group, before she moved to Ahli United Bank – Egypt, where she led teams at both local and regional level. Her career has combined credit expertise, risk management and executive leadership.

Her professional footprint extended to board membership of the United Bank for Commerce and Investment in Libya, in addition to her seat on the bank's board in Egypt. She was elected to the board of the Federation of Egyptian Banks in July 2022. Sadek holds a bachelor's degree in economics and political science from Cairo University.

Leading the Shift to Islamic Banking

The rebranding of Ahli United Bank – Egypt as Kuwait Finance House (KFH) Egypt was a milestone of her tenure. The transformation came as part of the KFH Group's expansion in the Egyptian market, with the bank offering its services and products in line with Islamic Sharia principles. In January 2025, the bank's change of name was officially recorded in the commercial register.

This phase included developing products and service channels and strengthening the bank's market presence; it now serves customers through a network of 45 branches across the country. Sadek has placed digital transformation and upgrading the bank's technology infrastructure at the heart of its plans to improve the customer experience.

H1 2026 Results

The bank's results for the period ended 30 June 2026 showed growth in profitability, deposits and financing. Consolidated net profit reached EGP 2.1 billion, up 16.7% on the first half of 2025, while total deposits reached EGP 149.9 billion.

Retail deposits stood at EGP 48.3 billion, up 27% from the end of December 2025. The financing portfolio rose to EGP 120.8 billion, growth of 15% over the same period, with retail financing at EGP 16.2 billion. The figures show the bank expanding both deposit-taking and financing during its institutional transformation.

Visa Partnership and Payments Development

In October 2025, KFH Egypt signed a strategic partnership agreement with Visa, attended by Hala Sadek, to develop its card portfolio and digital payment services. Areas of cooperation include launching new cards and payment solutions and developing loyalty programs, supporting the bank's expansion in retail banking.

Recognition for Her Community Role

In June 2026, Sadek received the Arab Woman Award for Social Responsibility at a ceremony held at the headquarters of the Arab League, in recognition of her career and her contributions to social responsibility and women's empowerment.

Exploring Cooperation With State Institutions

In August 2026, Sadek and a delegation from the bank met the Minister of Supply and Internal Trade to discuss cooperation opportunities in priority projects.