QNB Egypt's retail loan portfolio continued to grow noticeably in the first nine months of 2026, reaching about EGP 96.82 billion at the end of September 2026, compared with EGP 81.11 billion at the end of December 2025. That is an increase of about EGP 15.77 billion, a growth rate of nearly 19.4%.
Personal loans were the largest component of the retail loan portfolio, rising to about EGP 74.26 billion at the end of September 2026 from EGP 62.14 billion at the end of December 2025, an increase of about EGP 12.11 billion and a growth rate of 19.5%. Personal loans accounted for about 76.6% of the total retail loan portfolio.
Mortgage loans came second at about EGP 14.56 billion at the end of September 2026, compared with EGP 11.94 billion at the end of December 2025, an increase of about EGP 2.72 billion and a growth rate of 22.8%, giving them a share of about 15.1% of the total portfolio.


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