Loan eligibility calculator: your debt-to-income ratio | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
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Do the maths with Banky

Loan eligibility

Check your debt-to-income ratio and how many loan products you qualify for.

  1. 1Enter the monthly income and age
  2. 2See the result instantly
  3. 3Compare the products that fit
Loan type

The result updates as you type.

Products you qualify for: 50

Debt-to-income (DTI) 13.3% Healthy
Products you qualify for 50

Results are estimates for guidance only and may differ from a bank's actual offer.

Products that may suit you

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  • تمويل شخصي بيت التمويل الكويتي مصر
  • قرض موظفي البنوك بنك الكويت الوطني مصر

About this calculator

This tool computes your debt-to-income ratio (DTI) — current installments over monthly income — for a quick read on your loan eligibility before applying.

The result is indicative only: every bank applies its own credit policy and makes the final decision after reviewing your file.

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FAQs

What is the debt-to-income (DTI) ratio?

Your current monthly installments divided by your monthly income. The lower it is, the more room banks see for a new installment.

What DTI do banks in Egypt accept?

It varies by bank and product — commonly somewhere between roughly a third and half of income. Check the specific bank's terms.

Does the result mean the bank will approve me?

No — it is a preliminary estimate. Approval is the bank's credit decision based on your documents, credit record and policy at application time.

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